Big Boy Club……Amex Gold & Platinum Discussion

Arizax2

All Star
Joined
Mar 20, 2017
Messages
3,195
Reputation
286
Daps
10,064
I got the Gold card and I put about 5k a month on it. I think I have about 120k in points in reserve. Looking to use it up in a Euro trip next year.

Here's a tip, if you have a Corporate card from work you can get a $100 yearly credit on your personal Amex card. Thank me later
 

Marezzy

RIP my Nikka Zooboomafo 🕊️11-20-2014🕊️
Joined
Sep 12, 2014
Messages
2,898
Reputation
849
Daps
12,655
Reppin
Dallas,Tx
They offered me a upgrade from gold to platinum. Should I take it and do they do a credit pull?
 

Cladyclad

Veteran
Supporter
Joined
Jun 3, 2012
Messages
44,121
Reputation
4,579
Daps
112,878
Reppin
Detroit Lions, Michigan Wolverines & LWO
any delta reserve sky miles holders getting this card
5de2e6f3_0be3_4554_b9a8_2b730277077a_10e971f0189f421915037627c315dc92e45c8c1b.png
I got this. shyts incredible if u take advantage of the perks. That $550 will pay its self. Free first class or comfort+ for your companion is dope AF.

So brehs if u get this card use the perks or u just giving away $550
 
Last edited:

humminbird

Veteran
Joined
Nov 18, 2016
Messages
44,668
Reputation
8,679
Daps
184,177
They offered me a upgrade from gold to platinum. Should I take it and do they do a credit pull?
it depends
sometimes you could get a better deal just getting that plat
but yeah then you would have two annual fees instead of just one if you upgrade
they do soft pulls once you have the card
 

ViShawn

Superstar
Supporter
Joined
Aug 26, 2015
Messages
14,306
Reputation
5,261
Daps
47,664
This may not be the right place...but Capital One Venture. Thoughts?
 

Motife43

Superstar
Joined
Feb 12, 2014
Messages
10,027
Reputation
5,021
Daps
29,513
Reppin
ATL
it depends
sometimes you could get a better deal just getting that plat
but yeah then you would have two annual fees instead of just one if you upgrade
they do soft pulls once you have the card

i got the SkyMiles Plat earlier this year. it's paid for a few trips and been good but Delta been on my shyt list with their WOAT customer service
 

Maddmike

Superstar
Joined
May 8, 2012
Messages
7,831
Reputation
1,215
Daps
23,623
Reppin
NULL
I got this. shyts incredible if u take advantage of the perks. That $550 will pay its self. Free first class or comfort+ for your companion is dope AF.

So brehs if u get this card use the perks or just giving away $550
If you tell them you want to get rid of the card, they will ask you why. Tell them the fee us too high and they will waive it. I've done it successfully for the last 4 years
 

Legal

Superstar
Supporter
Joined
May 7, 2012
Messages
16,089
Reputation
3,183
Daps
61,319
Reppin
NULL
This may not be the right place...but Capital One Venture. Thoughts?

You talking regular Venture, or Venture X?

I've got a standard Venture, and it's.......ok.

Double points on all purchases is pretty good, but if I remember correctly, the 5x points for travel is just for hotels and rental cars as of now.

The lower annual fee of $95 on the standard is pretty reasonable, but for a bit more, you can get better rewards, at least in my opinion, from an AmEx Gold, and the benefits you get for booking travel through AmEx tend to be a bit better, along with member perks that AmEx offers.
 

east

Screwed up... till tha casket drops!!
Joined
Aug 5, 2012
Messages
4,944
Reputation
3,090
Daps
15,535
Reppin
The Bronx ➡️ New England
This may not be the right place...but Capital One Venture. Thoughts?
i think venture x is more worth it, you can back get 75% of the first year's af and 100% of all subsequent years with zero effort

travel cashback is 10% now and you get it even when redeeming the annual credit

so as long as you don't mind booking thru cap one's ota instead of directly i see no downsides...

edit: cap one's all about subprime/predatory lending so make sure to tell em on the app that you're interested in cash advances and other dumb shyt :pachaha:
 
Last edited:

Spence

Superstar
Joined
Jul 14, 2015
Messages
17,469
Reputation
2,857
Daps
45,622
i think venture x is worth it, you can back get 75% of the first year's af and 100% of all subsequent years with zero effort

travel cashback is 10% now and you get it even when redeeming the annual credit

so as long as you don't mind booking thru cap one's ota instead of directly i see no downsides...

edit: cap one's all about subprime/predatory lending so make sure to tell em on the app that you're interested in cash advances and other dumb shyt :pachaha:
Waiting until they build a competing lounge at IAH before I commit. Will be nice to have a choice of luxury lounges at our home airport.
 

T.H.E.GOD

Superstar
Joined
Jun 16, 2012
Messages
6,262
Reputation
760
Daps
14,031
Reppin
NULL
I got this. shyts incredible if u take advantage of the perks. That $550 will pay its self. Free first class or comfort+ for your companion is dope AF.

So brehs if u get this card use the perks or u just giving away $550

i need to take advantage of this. Been looking for a good credit card to book flights. what Kinda perks do you take advantage of with it? That first class caught my eye already lol
 
Top