Big Boy Club……Amex Gold & Platinum Discussion

Back4The1stTime

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What do you mean about the cellphone? I didn’t get that

If you pay your cell phone bill with your Platinum, it will be covered under the AMEX platinum cell phone protection plan. I believe it covers up to 800 dollars if you break or loose your phone. All you have to do is charge it to the platinum card.
 
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If you pay your cell phone bill with your Platinum, it will be covered under the AMEX platinum cell phone protection plan. I believe it covers up to 800 dollars if you break or loose your phone. All you have to do is charge it to the platinum card.
I can’t even take advantage of this because Verizon give a 10 monthly discount for auto pay but only on a debit card i found more value in that plus I need like a lot more than $800 to replace my 512 GB pro max
 

KingBeez

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I linked my Rakuten cashback account to reimburse me in amex points, now I’m accumulating points hella easy :wow:

Taking a trip to chicago in a couple weeks, and paid off my portion of the trip with points and the $200 off amex gave for booking through FHR. :ohlawd: This card is the shyt if you’re traveling frequently
 
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KingBeez

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I heard about this. Please elaborate
Rakuten gives you a percentage cash back on online and in store purchases, as long as you use your amex card, and turn on the deal in your app or pc. The cashback you accumulate is tied to your profile, and can go to your PayPal acct or amex acct.

So for example, they have a $16 cashback deal for buying a year of hbo max ($100-150 ad free). If you buy that using your amex platinum, you’ll get $16 cash back through Rakuten either in the form of cash through PayPal or amex points equivalent.

Also amex is giving you $25 back on your statement if you pay for a year hbo max subscription, so it’s really $41 back when you add up both deals.

Rakuten makes using your amex plat for non travel items make more sense because you’re usually getting 1x points without it. But with it, you can get between 2.5 - 10%+ cashback depending on the deal and website
 

Back4The1stTime

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I can’t even take advantage of this because Verizon give a 10 monthly discount for auto pay but only on a debit card i found more value in that plus I need like a lot more than $800 to replace my 512 GB pro max

Which ever works best for you. It's there just as an option if you ever need it. 800 may not cover the whole phone however it makes replacing it much more palatable.
 
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