It’s nasty out here.
78% OF AMERICANS HAVE SAVED $50,000 OR LESS FOR RETIREMENT
- Thread starter Sad Bunny
- Start date
dora_da_destroyer
Master Baker
Passed that, guess I can stop saving now 
Roger king
Superstar
Thats the reality for the vast majority of people, not the 6 feet 6 figure earning, banging dime pieces every night some on this forum claim or propagate, people out here hussling everyday just to put a meal on the table and a roof and to pay the bills.
Right.I'm sure more capitalist focused policies will help us. Right?
Don't be a Democrat shill. You don't save despite all the information out there and social security estimating you pay put that's on you.
I'm with Trump on this one.
You don't want immigrants in to shore up social security do you?
Gritsngravy
Superstar
If someone chose to work forever, what’s a good job for 50 plus year olds to work
I thought maybe teaching would in theory be the best route to go
I thought maybe teaching would in theory be the best route to go
beenz
Rap Guerilla
AND THESE REPUBLIFOOLS WANTING TO CUT SOCIAL SECURITY OR REMOVE IT ALLTOGETHER
which is complete bullshyt cuz I've already been paying in for decades at this point.
it's a complicated area.
The messaging is sometimes that people aren't saving enough,which is fair, but cost of living is increasing higher than the wage growth. That's the sum total of Thomas Pickettys Capital.
So even people making what would be considered a good salary, lets just say 100k, in somewhere like San Diego, with a family are only able to save or match like 2k a month, which leaves them tight every month.
and then the idea that you just save and save and save and retire at 75 or whatever, to do what? One of my boys maybe has close to a million saved, legit IT government work. No fam no kids. but he's so burned out. He doesn't really like his life very much.
and so someone may look at him like he's doing it right, but one, is he? and two, if he had a family, which may provide more value and more meaning, he couldn't save like that.
I know a lot of people who basically did everything right. Bought houses earlier than most. Steady, decent jobs. Saving for retirement. but in this economic conditions, they are pretty tight, financially.
The messaging is sometimes that people aren't saving enough,which is fair, but cost of living is increasing higher than the wage growth. That's the sum total of Thomas Pickettys Capital.
So even people making what would be considered a good salary, lets just say 100k, in somewhere like San Diego, with a family are only able to save or match like 2k a month, which leaves them tight every month.
and then the idea that you just save and save and save and retire at 75 or whatever, to do what? One of my boys maybe has close to a million saved, legit IT government work. No fam no kids. but he's so burned out. He doesn't really like his life very much.
and so someone may look at him like he's doing it right, but one, is he? and two, if he had a family, which may provide more value and more meaning, he couldn't save like that.
I know a lot of people who basically did everything right. Bought houses earlier than most. Steady, decent jobs. Saving for retirement. but in this economic conditions, they are pretty tight, financially.
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2 Up 2 Down
Superstar
If I'm not mistaken, immigrants pay into social security but they don't receive the benefits
Jean Jacket
NOPE
exactly when they retire they go home.
Actually that's what most immigrants want to do the problem is they get used to american infrastucture and rule of law
But if they stack up say 20K that ain't enough to live on here but that's a kings ransom in the countryside of Peru
My ex worked in the states has a SSN paid into SS and taxes and didn't stick around to get her refund she didnt even know she could get a refund.
Some US welfare recipient benefited from the money she left on the table.
BmoreGorilla
Veteran
It’s hard to save money for the average person. A lot of people who don’t have pensions or haven’t invested well gonna be working till they die
UpAndComing
Veteran
People blaming the government yet again need to hold this L
Alot of people need to change their spending habits. Know so many dudes making six figures talking about buying $80k priced cars or some extravagant vacation just cause. The dumbest thing to do is to splurge on your money in your highest earning years
Alot of people need to change their spending habits. Know so many dudes making six figures talking about buying $80k priced cars or some extravagant vacation just cause. The dumbest thing to do is to splurge on your money in your highest earning years
Jesus H. Christ
I died for your sins
OneManGang
Veteran
Enjoying life? More like being able to keep the lights on and feed yourself when you’re retired (if you even get to retire) without having to be a Wal Mart greeter
You gotta be making bread in your working years to enjoy life
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Kiyoshi-Dono
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nikkas keep thinking this world ain’t about to be on fire or underwater 
Climate change is going to fukk us all if not the oligarchs finally pushing that button to crumble all this shyt
Retirement is not in the cards for us
If you have the means now
You better do it and enjoy your life
shyt ain’t sweet out here
Climate change is going to fukk us all if not the oligarchs finally pushing that button to crumble all this shyt
Retirement is not in the cards for us
If you have the means now
You better do it and enjoy your life
shyt ain’t sweet out here