6 Figures 6 Certs Random Thoughts Thread

[phcitywarrior]

When it comes to saving money, which is the more important principle:

The habit of putting away money every paycheck no matter how little, or putting away a certain amount per paycheck?

I ask this because currently I'm in "low season" when it comes to discretionary spending. It's cold in DC, I'm studying for the GMAT and I'm not really being "social" a.k.a going to parties, events etc. My spending is as quotidian as it gets. Rent, phone, groceries etc.

My payment election at work is to put 45% of my income into my savings account. I plan on keeping it this way until I take my holiday/birthday trip in April.

However, once summer comes around, I imagine I may loosen up a bit, especially as I plan on taking a few weekend trips to NYC, Philly etc. I'll still save money, however my percentage might drop to about 30% of my income so I have a little bit more money for "social" spending and such.

So to my 6 figure 6 cert brehs, which is guiding principle behind savings?

 

[phcitywarrior]

We are about 3 weeks into 2018 and so far I'm making some solid strides with my finances.

Just gave my parents my overdue first salary, straight cash. Paid off some people I owed money. Patched up my car's brakes so now I know the car will pretty much be good for the rest of the year. Just gotta get some tires, do a transmission flush and get some new wipers. Pretty inexpensive.

Plan on using my tax return to clear off my little debt and throw the rest into savings. Since I'm laying low for winter I can use the weekends to continue at my side gig to expedite my financial plans.

The Lord's blessings are strong this new year .

I plan on applying this progress to other areas in my life I'm looking to improve.

Trust the process. Enjoy the journey. Love the grind.

The results will follow after that.

 

[mannyrs13]

Got the overtime approval today. 10 hours minimum for the week.

Was gonna be once people started getting off the major errors list but it's been so busy that they opened it for everyone. Gonna be like that for the busy season until maybe April so ima take advantage of that shyt as much as possible. Especially if they have no limits and now with football season over, I can get my Sundays back to catch up on things except for wwe ppv nights. I would do
20 hours ot if they let me. Gonna try and stack this year. Gotta reach 20k and I'm at 8.5. I got a savings plan in place so I'm ready. Only bad thing about today was I got my official shift announced. Was working 830 to 5 since I started but on the 5th it changes from 130 to
10. Ima stay until 11 for that OT except maybe Friday depending on how that looks. Come in early even. Was nice having a morning shift but I'm used to the evenings from my last job so just gotta rearrange my personal schedule again.

 

[Wildhundreds]

TLR has some of the dumbest dudes on the planet.

 

[Virtuous_Brotha]

My first interview with a black person and i don't get the fukin job despite the recruiter amping me up about how positive the feedback was the day after don't help your people out brehettes

Anyway another potential interview next week where i have to try and hop out to on my lunch break. More company researching and extensive preparation man this shyt stressful

 

[Obreh Winfrey]

I really fukking hate Linux sometimes. I spent the better part of 2 hours trying to fix an issue that was using 100% of my processor.

 

[MasterOfAllHeSurveyz]

I really fukking hate Linux sometimes. I spent the better part of 2 hours trying to fix an issue that was using 100% of my processor.

Did you try "strace"?

 

[Obreh Winfrey]

Did you try "strace"?

No. I knew the cause but not the fix and not what triggered it in the first place. I think that when I installed Virtualbox and set up a VM it messed up things for Baloo File Manager which helps index files for searching in the distro I'm using. The indexer starts on boot and I assumed ran until completion, but it wouldn't complete. Killing the process fixed it but only until I rebooted. Disabling it through GUI didn't work so I needed to change a flag in its config.

 

[Panther]

Did a professional refresh or my resume and LinkedIn over the weekend. Now to build out my network

 

[Pclarkrsa]

Trust the process. Enjoy the journey. Love the grind.

The results will follow after that.

Words to live by.

 

[MarcusDigital]

I'm really trying to advance in life here brehs.

I've always been good saving money and prioritizing things. I use to work in retail for 3 years never made more than 18,000 in a year. I'm young 23 but I don't want to be in this boat when I'm 27+ what are somethings I could get into to avoid that EBT/Section 8 life

 

[Pclarkrsa]

I'm really trying to advance in life here brehs.

I've always been good saving money and prioritizing things. I use to work in retail for 3 years never made more than 18,000 in a year. I'm young 23 but I don't want to be in this boat when I'm 27+ what are somethings I could get into to avoid that EBT/Section 8 life

I'm not where I want to be yet, but one thing I do know is that saving is a waste if your money isn't making money for you. Stocks, bonds, 401Ks, cryptocurrency, precious metals...put it SOMEWHERE that will help it grow.

 

[Panther]

I'm really trying to advance in life here brehs.

I've always been good saving money and prioritizing things. I use to work in retail for 3 years never made more than 18,000 in a year. I'm young 23 but I don't want to be in this boat when I'm 27+ what are somethings I could get into to avoid that EBT/Section 8 life

Do you know what field you want to be in long term?

 

[Petty Crocker]

I want to make more money but I love the ease of working from home and being a bum. I'm not in IT, I don't code or any of that so I feel like I'm kinda pigeonholed in my current role. (I work for major healthcare insurance company.)
I need to look into some Udemy courses that can get me over the hump and into a position that I'm passionate about, more money, and will allow me to stay at home.

 

[Hugs]

Some cac wants to sublet my parking space
Is $25 a week a fair price?