Woman Inherits Thousands- Bank of America Blocks Her From Cash Like She's A Criminal!

[ⒶⓁⒾⒶⓈ]

Here is the list of flagging rules for all the broke angry ignorant muffukas who think this woman is being unfairly targeted...straight from the govt
she set off at least 3 major flags ..

msb.gov - Money Laundering Prevention
MSBs recognize ways launderers and other criminals may try to use them to launder money.

Attempts to Evade BSA Reporting or Recordkeeping Requirements

Customers may try to keep their transactions just below the reporting or recordkeeping thresholds, such as:

• A customer or group of customers who attempt to hide the size of a large cash transaction by breaking it into multiple, smaller transactions by, for example, conducting the smaller transactions—
  • At different times on the same day.
  • With different MSB cashiers on the same day or different days.
  • At different branches of the same MSB on the same or different days.
• A customer or group of customers who conduct several similar transactions over several days, staying just under reporting or recordkeeping limits each time. For example, the customer may:
  • Purchase money orders with cash just under $3,000 over several days.
  • Purchase traveler’s checks with cash just under $3,000 over several days.
  • Initiate multiple money transfers to the same receiver, each transfer in an amount under $3,000, over several days.
• A customer who is reluctant to provide information needed for a reporting or recordkeeping requirement, whether required by law or by company policy.
• A customer who is reluctant to proceed with a transaction after being informed that a report must be filed or a record made.
• A customer who breaks down a single large transaction into smaller transactions after being informed that a report must be filed or a record made.
• A customer who presents different identification each time a transaction is conducted.
• A customer who spells his/her name differently or uses a different name each time he/she initiates or receives a money transfer or purchases traveler’s checks.
• Any individual or group that bribes or attempts to bribe an MSB employee not to file any required reporting forms or not to create a record entry required by law or company policy.
• Any individual or group that forces or attempts to force an MSB employee not to file any required reporting forms or create a record required by law or company pol

 

[calixprynce]

do you even have a bank account ??

think you "on" cuz you let cacs handle ya federal reserve notes

 

[Field Marshall Bradley]

Here is the list of flagging for all the broke angry ignorant muffukas who think this woman is being unfairly targeted...straight from the govt
she set off at least 3 major flags ..

No one is broke.... You're just slow.... The money was verified hence the hold was released...... she's already made 2 somewhat sizeable withdrawals.... its just on the third one, some salty ass teller decided that she couldn't turn up that day......

which is why she contacted the media...... yall try too hard....

 

[onthereal]

You withdraw over 1k they stay watching. You black and withdraw over $20 they got eyes on you for good

 

[ⒶⓁⒾⒶⓈ]

No one is broke.... You're just slow.... The money was verified hence the hold was released...... she's already made 2 somewhat sizeable withdrawals.... its just on the third one, some salty ass teller decided that she couldn't turn up that day......

which is why she contacted the media...... yall try too hard....

The hold is NOT a red flag..the hold is simply because when you deposit large insurance checks they hold the funds till it clears...SEPARATE ISSUE

The flagging system is completely computerized..it watches account activity and card swipes..if you do $10 transactions regularly in one geographical area then all of a sudden you are doing $500 transactions in another zip code youve never been to before it flags that transaction
it looks at
spending pattern
location
Withdrawal amounts
withdrawal times

any change in those is a flag

after a pre set number of flags and it sets a temporary hold..you walk into a branch..answer a few questions and its lifted..if you dont it stays

 

[Momentum]

Bank of America also got Yo Gotti's artist locked up. I've personally had problems with them as well. Closed my account at the first sight of the fukk shyt.

Stick to Credit Unions my people. For business, Wells is good. (Yes I know they funded slavery but I was OG Wachovia.)

 

[Fillerguy]

This is what you agree to when you sign that contract. Suddening coming upon 10k+ and taking out 10k+ shortly after is sups behavior in a post 9/11 world. The Bank will freeze your account to protect your and their assets. Especially if you dont typically make those types of transactions. She should have went into a branch and let the ppl know whats up. Or better yet Put a bunch into a smaller account and leave a couple thousand to spend.

If you think she mad imagine how an angry older white person with money would react. I used to work in a Bank and this would happen monthly to old white folks giving/receiving money from their children. They threaten to use their connections to ruin you personally.


Then there's the federal mandated hold on large ACH transactions.....

 

[Rarely-Wrong Liggins]

My personal experience trying to withdraw less than $2000 when the money had been there for a while (despite having a driver's license and a passport) tells me otherwise.

You were profiled and harassed. It's not as cut and dry for the lady in the OP. You'd be surprised the sort of probing questions that must be asked when dealing with finance/insurance. The questions can be a bit invasive but if you're truly not doing anything wrong just answer them and go about your day. Once you refuse to answer you're just giving them a "legitimate" reason to harass you. But you already know that though because you complied with those "broke ass bank tellers" and their manager because you knew the alternative. And they were actually wrong in your case.

 

[2 Up 2 Down]

Never had problems since switching to a credit union

 

[ORDER_66]

Black person can't have shyt without white people all up in their business...

The shyt was already verified!!!

 

[Kuwka_Atcha_Ratcha]

So she withdrew $13,000 and didn't pay her rent

i was thinking the same thing breh

i feel for this woman, but you can tell shes dumb AF

 

[Field Marshall Bradley]

Suddening coming upon 10k+ and taking out 10k+ shortly after is sups behavior in a post 9/11 world.

according to who.... ?

 

[Kuwka_Atcha_Ratcha]

alot of problems in life/society can be avoided by the way you conduct yourself.

 

[Field Marshall Bradley]

i was thinking the same thing breh

i feel for this woman, but you can tell shes dumb AF

How did you come to this logic...... She can do whatever she wants with the money... but her account is FROZEN.... and if that's the only one she has, she's shyt out of luck right now.... She withdrew 13k for other reasons besides paying rent, since she still had money in her account.....

 

[Kuwka_Atcha_Ratcha]

How did you come to this logic...... She can do whatever she wants with the money... but her account is FROZEN.... and if that's the only one she has, she's shyt out of luck right now.... She withdrew 13k for other reasons besides paying rent, since she still had money in her account.....

you must read... i said i feel for her... as in its a 4ucked up situation, but that doesn't take away from her being dumb.