Woman Inherits Thousands- Bank of America Blocks Her From Cash Like She's A Criminal!

beenz

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Didn't pay rent, isn't looking to put a deposit on property so she can own instead of rent in the first place, never had two red nickles to rub together to pay for a 10 pound bag of rice and flour some instant oats and spaghetti always in the house instead of whatever she means by not having money for food, can't rent a car while her insurance gets their shyt together so they can pay for a car or most of a car for her, and didn't pay off graduation expenses which shouldn't have come to that much since the planning snd budgeting should have been done before the settlement.

$13k and none of that shyt was taken care of.

What the hell did she spend that money on that was more important than all of those?

Was she like that white crackhead in the other thread treating a bunch of men to free drinks talking about 'I'm the boss now' while her children went without?

also, she has shyt insurance coverage. on my car insurance, if I get into an accident, I automatically am covered for a rental til my shyt is fixed. and that additional coverage on your insurance cost next to nothing.
 

beenz

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I get it....that's fukked up...



BUT



why in the green FLUCK is she taking out $5,000 or $8,000 at one time?

:manny:

this makes no sense to me either. I have NEVER had a reason to withdraw that much in cash. like I said, if I needed to make a 5 figure withdrawal, I simply get a cashier's check. they ain't gonna give you shyt about that, plus it's much safer than carrying that kinda cash on you.
 

SouthernBelle

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I'm ticked for her....... and why do you guys try to project nonsense like the bolded in an attempt to validate your opinion.... shyt reeks of bytchassness..... anyone who disagrees with what the bank did =/= financially illiterate... yall be on too much clown shyt

Ad hominem attacks are a frequently used logical fallacy on this, and most, message boards.
 

Konnan

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I closed my checking accounts with them, but kept the savings because it's the only bank account that I have in city that my parents live. I live up north and use my school's credit union but they sometimes physically deposit money in my account (they aren't savvy internet users).

However, after reading this story, I realize how mad I still am about that experience. I am visiting home Friday and I now plan to go to that bank and close my final account. I will just open one with a different local bank.
Yea fukk them and tell them why youre doing it too...after you get your money tho so no fukkery happens in between
 

Black Magisterialness

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:manny:

this makes no sense to me either. I have NEVER had a reason to withdraw that much in cash. like I said, if I needed to make a 5 figure withdrawal, I simply get a cashier's check. they ain't gonna give you shyt about that, plus it's much safer than carrying that kinda cash on you.

exactly...:mindblown:


Just another reason why personal finance needs to be a mandatory class in High School. Her shyt was more than likely flagged from the withdraws rather than the deposit.


but Bank Of America is known for fukkery though
 

Blackout

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unit321

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... "The guy behind the counter started asking me where did I get the money from, and a bunch of questions" she says. "And I told him, I feel that's none of his business, so I'm going to go to another branch where I feel more comfortable."...
Well, she jammed herself up. I mean, of course, she doesn't have to answer the teller anything. But in this day and age of banks watching transactions that could be related to drug or terrorist money transactions, you have to expect certain activities to raise red flags. The last thing you want to do is make them even more suspicious. She could have just said, "I got an inheritance". That would have been it.

Plus, I don't know why she isn't moving large amounts of cash without using checks. That would have avoided this all. Buying a car, use a check. Withdrawing $8,000 and $5,000 days apart, it's like what is she spending it on? If she had opened a checking account, she could have got a debit card to make purchases.
 

infamousred

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I told you motherfukkers they flag any withdraw over 5,000

Just another example of when stupid people get a shytload of money:mjlol:
 

Bigtymer301

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Not for one time withdrawal of 12k, but if you withdrew 12k one week then 3k the next, then tried 5k a few days later, they may ask you what's up. It was in her third withdrawal that they even said anything, not her first, and they asked her what was going on and she refused to comment and got mad. She could have just answered the question and avoided it all.

I understand what you are saying, but why is it any of the tellers business. If the money sat for 5 days to clear, and it cleared, then why should she have to explain where she got the funds from again. It cleared the bank, it wasn't illegal to have that amount of money, so what does it matter why she is making these withdraws. If she took out 12k, then 3k, then 5k, but there were no new large deposits, then what does it matter. Why should she explain to a teller, why she is withdrawing her own money. I wish a teller would ask me "what's going on"....":dahell:Bytch I'm spending my money....now cash me the fukk out:rudy:" would be my response. They did her like that because she was broke, black, and came up. I know this because the bank is talking about the investigation could take up to a year, when common sense says it shouldn't take upwards of a year to verify the same funds, that they put on hold for 5 days to verify. Could she have answered the questions and kept it moving, sure, but if a bank teller (probably white) is interrogating me about funds that I know are legit and I get a strong sense of :mjpls:....I'm going to react in a negative way as well.
 
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