Amex Blue Cash- cashback is 3% on groceries 2% on gas and department stores 1% on every thing else. No annual fee. I use this card alot
US Bank Cash+ Visa Signature- unlike the Chase Freedom and Discover you choose your two 5% cashback categorizes of your choice and one 2% category.. I have mine set at 5% cashback at restaurants and cellphone payments. 2% set at gas stations. and 1% cashback on everything else. No annual fee. I use this card alot
BofA Travel Rewards Visa Signature- 1.5 points for every purchase. No annual fee. No foreign transaction fees, EMV chip to use in Europe, Canada, etc. mostly use this for big items, airfare, etc. The points redeem higher when you use them for travel related expenses
Citi Thank You Preferred World Mastercard- No annual fee. 2 points on entertainment, restaurants, 1 point on everything else. they gave me a bonus 3 month promotion where I get 5 points for groceries and gas stations so I've been using this one a little more lately.
-I pay my balances in full every month. The cashback really works if you pay in full every month simply because you kill off the cashback feature if you carry a balance and pay the high interest that most cashback cards have. I used to carry balances when I was younger. I don't use my debit card unless I absolutely have to. I use my credit cards instead. I'm debit card got hacked a few years ago and they got me for a couple of gees. I got my money back but it was a pain and a big hassle. So I use 'other peoples money' now. Plus the fraudulent charges policy on credit cards is way better than debit cards
US Bank Cash+ Visa Signature- unlike the Chase Freedom and Discover you choose your two 5% cashback categorizes of your choice and one 2% category.. I have mine set at 5% cashback at restaurants and cellphone payments. 2% set at gas stations. and 1% cashback on everything else. No annual fee. I use this card alot
BofA Travel Rewards Visa Signature- 1.5 points for every purchase. No annual fee. No foreign transaction fees, EMV chip to use in Europe, Canada, etc. mostly use this for big items, airfare, etc. The points redeem higher when you use them for travel related expenses
Citi Thank You Preferred World Mastercard- No annual fee. 2 points on entertainment, restaurants, 1 point on everything else. they gave me a bonus 3 month promotion where I get 5 points for groceries and gas stations so I've been using this one a little more lately.
-I pay my balances in full every month. The cashback really works if you pay in full every month simply because you kill off the cashback feature if you carry a balance and pay the high interest that most cashback cards have. I used to carry balances when I was younger. I don't use my debit card unless I absolutely have to. I use my credit cards instead. I'm debit card got hacked a few years ago and they got me for a couple of gees. I got my money back but it was a pain and a big hassle. So I use 'other peoples money' now. Plus the fraudulent charges policy on credit cards is way better than debit cards
I ain't know the message board had this feature. when you type your credit card number out, it automatically censors it XXXX-XXXX-XXXX-XXXX
you should try it out, it worked for me
