I thought it was dumb but I just reset my expectation. If it's a card that will pop up on eBay, that BP is being factored in, so I'm going 20% less than the Bay.I have my max bid set for tonight. Auction should end before extended bidding in about two hours. If I get it great, if not, it's whatever. Not trying to spend more than what I have my max bid at. I still think that buyers premium is absolute garbage though.