The Official Homeowners Thread

[LeVraiPapi]

I love this home but it had Chinese drywall that was fully remediated and stripped down. They don't disclose if all the wires and appliances were changed though.

Any thoughts, brehs?

 

[OfTheCross]

I laid sod down Im hoping it holds up

Gonna have to get Mower eventually. Landscapers be teaching out the ass.
$70 every 2 weeks for the yard got me feeling

Wtf kinda yard you got?

I cut my own but 10k sq ft gets cut here for $40-$50

I dont even know honestly lol its super dark green now and looks amazing...It finally allatched to the top soil I laid down....My neighbors or like Im mad competitive.... Im trying to have the best house on the block

breh I've been watering at night mainly at 7:30

No sprinklers?

we are closing on our first home this Friday. can't wait, no more wasting money on apartments year after year

our mortgage will be less than what I was paying in rent every month

Congrats, brehs. What area did you guys buy in? Do you have HOA or nah?

I love this home but it had Chinese drywall that was fully remediated and stripped down. They don't disclose if all the wires and appliances were changed though.

Any thoughts, brehs?

 

[OfTheCross]

Ever since I got this furniture for the backyard I been out there a lot more often.

It's paradise down here in SoFla, brehs...

Just this morning I saw a Blue Jay, a Cardinal, a cockatoo and a big ass lizard.

 

[hashmander]

I love this home but it had Chinese drywall that was fully remediated and stripped down. They don't disclose if all the wires and appliances were changed though.

Any thoughts, brehs?

shyt i had to google this chinese drywall shyt. where i live it's a bunch of old homes and new drywall wasn't put in any time during this chinese period. what's the relevance to the chinese drywall and appliances?

 

[Billy Ocean]

@the cac mamba

 

[King Poetic]

i will be taking over my parents house in ohio

all paid for and get this

property tax only $500 for the year and great homeowners policy... the neighborhood is average, but the street they live on is quiet

 

[Apollo Creed]

anyone ever mess with a property management company? Situation would be having them manage a property that you have in a different state (that you'd be renting out).

 

[OfTheCross]

Any of you all have a pool? How's the maintenance on those things?

 

[Cladyclad]

How much yall paying for home insurance?
I know it vary's due to flood zones, size, location etc
but I think i'm getting ripped off. I'm paying $1400 a year for a 1600 sq ft crib that ain't in a flood zone
I just logged on to see my policy cause i gotta renew tomorrow and these nikkas don't even have any edit buttons on the site. i basically have to call them to modify anything
they talking about they sent a bill to my mortgage company, FOH, i didn't authorize this shyt. got me mad now
muhfukkers got my replacement cost at 50k+ MORE than my crib even worth, $1000 deductible and all kind of nutty shyt to get the premium up (i heard you should set your deductible to 10k if you got the bread)
I gotta call these nikkas tomorrow at 8am and see what the deal is. i wonder what happens if i go 1 day without insurance .....

2000gs in Detroit. I got all state

 

[JP_614]

Any brehs in the military use they VA loan wanna speak on their experience buying a house and how much they approve you for?

Also this is a question for everyone how much % do you put down when you buy a house me and my wife once we clear our debt are trying to purchase a new house

 

[Sccit]

GET HOME WARRANTY SO THEY COVER U IF SHIIT GO WRONG WIT UR PLUMBING ETC.

 

[无名的]

Closing on my second home in a few weeks. Have over $1.1 million in liabilities now between the two houses.



Putting 10% down and paying all PMI up front with a 15 year ARM at 3.65%

Sitting on about 3 acres and a little over 3000 sq ft

 

[UserNameless]

Closing on my second home in a few weeks. Have over $1.1 million in liabilities now between the two houses.



Putting 10% down and paying all PMI up front with a 15 year ARM at 3.65%

Sitting on about 3 acres and a little over 3000 sq ft

Fairly decent rate... ...but you are worried about being an ARM?

 

[无名的]

Fairly decent rate... ...but you are worried about being an ARM?

15 years is a long ARM... I figure in that time, we'll have either paid it off, moved, gone bankrupt and/or I'll be dead



After 15 years, there'd be about $289,000 remaining in principal. How much the rate can go up is capped, so I think it's around 8.65%. If you paid 8.65% on the remaining principal, assuming taxes and insurance the same (which they won't be), it'd be a payment of about $3,050 per month today versus $3,750 in 15 years. Not good, but won't be the end of the world.

 

[UserNameless]

15 years is a long ARM... I figure in that time, we'll have either paid it off, moved, gone bankrupt and/or I'll be dead



After 15 years, there'd be about $289,000 remaining in principal. How much the rate can go up is capped, so I think it's around 8.65%. If you paid 8.65% on the remaining principal, assuming taxes and insurance the same (which they won't be), it'd be a payment of about $3,050 per month today versus $3,750 in 15 years. Not good, but won't be the end of the world.

I hear you


But the underlined tho...

...you over 65 or are you sick?