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Rarely-Wrong Liggins

Name another Liggins hot I'm just honest.
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As an adjuster I've learned that younger black people don't have a firm grasp/understanding of a lot of important financial instruments, especially insurance. Older black people can read you your rights but younger generation........I don't knoooooooooow. :francis:

So one lady called in with her daughter, the claimant, and I took her information. A claim had already been filed and we were deemed non fault. The claimant pulled out in front of our vehicle causing the collision. Before she found out our determination was non fault I asked her did her daughter get injured? She said no. She asked me should she take her to the hospital. I advised it's always wise to get checked out but it's ultimately your decision. After I informed her it was non fault the mother was like, "Okay, we're going to get a lawyer. *Insert name here* You're going to the hospital. You got neck and back pain. You can't even walk. We're going to run up the bill on them." I told her you know these calls are recorded. :skip: Dumb bytch was committing insurance fraud right over the phone. :mindblown:

Cacs will have liability only but get mad when we won't pay out. "Well, what am I paying you guys for?" What you got a$$hole, take your car and beat it. :camby: And being rude or demanding to your adjuster is just a bad idea. :mjlol: When I get calls from Gotsy Martin or Jim Adler I know fukkery will be around the corner.
 
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iBrowse

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As an adjuster I've learned that younger black people don't have a firm grasp/understanding of a lot of important financial instruments, especially insurance. Older black people can read you your rights but younger generation........I don't knoooooooooow. :francis:

So one lady called in with her daughter, the claimant, and I took her information. A claim had already been filed and we were deemed non fault. The claimant pulled out in front of our vehicle causing the collision. Before she found out our determination was non fault I asked her did her daughter get injured? She said no. She asked me should she take her to the hospital. I advised it's always wise to get checked out but it's ultimately your decision. After I informed her it was non fault the mother was like, "Okay, we're going to get a layer. *Insert name here* You're going to the hospital. You got neck and back pain. You can't even walk. We're going to run up the bill on them." I told her you know these calls are recorded. :skip: Dumb bytch was committing insurance fraud right over the phone. :mindblown:

Cacs will have liability only but get mad when we won't pay out. "Well, what am I paying you guys for?" What you got a$$hole, take your car and beat it. :camby: And being rude or demanding to your adjuster is just a bad idea. :mjlol: When I get calls from Gotsy Martin or Jim Adler I know fukkery will be around the corner.
I think I fixed but holy shyt lmfao.
 

The Mad Titan

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:mjlol::mjlol::mjlol::mindblown:


15541704_728041834010669_3665348141603969229_n.jpg
 

Rarely-Wrong Liggins

Name another Liggins hot I'm just honest.
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If someone interrupts my greeting or rushes me I know I've lost the call at that point because I completely disengage. If you rush me I'll you to either have patience or call back. I don't care if you're at the scene, I'm trying to help you. CACs are good for that, especially when they need a tow. No claim, no tow. So you don't wanna do this, get the police to call for you and we'll review for reimbursement. And the greeting thing, yeah, it's annoying but I can get a call downgrade if I don't say it so if you interrupt me I'm just going to do what I'm supposed to do, not what I can do.

Adjusters from small insurance companies can be rude. Especially when they need to be paid. I'll read out the demands vs. what we'll actually pay out for subro (recovery of money from one insurance co. to another) and they'll get mad if we don't approve the whole demand. "Why aren't you paying this?!" *Reads off reasons* "Okay, well who determined this?!" "The Internal Auto Damage Adjuster." Well transfer me to them!" "No." "Well, what are guys going to do about it, it was your insured who hit our insured!" "Take it to arb (arbitration), have a good afternoon."
 

Panther

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1. Don't know why I always self sabotage.

Like I know I'm making bad decisions and still do the shyt. :snoop:

2. Finished with Christmas shopping :whew: I'm usually a nikka and wait till the last min. And I think I bought really good gifts this year.

3. Healthcare.gov is a fukking mess, and the aca is pretty terrible all around
 
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