I agree with your overall post but the bolded parts of your post have been statistically noted to not be true.
A heterosexual man who only sleeps with women has a lower chance/risk of giving HIV than a bi/gay man who sleeps with both men and women.
Just as bi/homosexual men have a higher chance/ risk of contracting HIV than women. In fact women as a collective group "receive" more than gay men as a group(because a solid portion of bi/gay men penetrate unlike women) yet women statistically still have a lower chance of contracting HIV than gay men.
MSM = men who have sex with men
That's why I agree with
@Poitier 's original point on this and I don't feel sorry for the black women who knowingly gush over/date double dipping nikkas then eventually cry about catching the monster/contracting STDs while blaming all black men for it - instead of just accepting responsibility and realizing the particular type of men she likes/dates plays a role in why she's contracting so much shyt.
With that said, regardless of who anyone sleeps with..
Sex in general requires a strong sense of responsibility, as well as circumspection, due diligence when meeting anyone you decide is a potential partner and regular checkups.