I agree with the statement about applying to be an RA, I did it for 3 years. Free housing which saved me over $1200 a semester, a room to myself, and a small $160 paycheck every month. The jobs gives you a lot of time to study and complete assignments, I was able to graduate college without loans because of it
The College Thread
- Thread starter Double Burger With Cheese
- Start date
Lil Debbie
Pro
Brehs i'm about to start my freshman year at a pwi and it literally just hit me that i'm going to a pwi. I'm going to be surrounded by white people 24/7. I'm forreal freaking out right now cuz im about to move into my dorm next week. I'm scared af brehs. I don't know if I can do it.
I aint even at this bytch yet and i'm already starting to regret not going to an hbcu. I don't want to transfer 1. Because its too late and 2. Because I don't want to put that pressure on my pops. I already had to take out student loans, all government though none from sallie mae nem
, and I know that an hbcu will be more expensive.
I'm also extremely black power, if yall have seen me post in the locker room yall know my style, and I feel like a c00n. I even got a Malcolm X poster I want to put on my wall, the one where he got the gun peeping out the window with "By Any Means Necessary" written on it and I know these cacs gonna make me take it down.
I'm so nervous brehs. If any brehs went to a pwi can yall please help me or give a young brehette some advice cuz i'm finna lose my mind.
I aint even at this bytch yet and i'm already starting to regret not going to an hbcu. I don't want to transfer 1. Because its too late and 2. Because I don't want to put that pressure on my pops. I already had to take out student loans, all government though none from sallie mae nem
, and I know that an hbcu will be more expensive.I'm also extremely black power, if yall have seen me post in the locker room yall know my style, and I feel like a c00n. I even got a Malcolm X poster I want to put on my wall, the one where he got the gun peeping out the window with "By Any Means Necessary" written on it and I know these cacs gonna make me take it down.
I'm so nervous brehs. If any brehs went to a pwi can yall please help me or give a young brehette some advice cuz i'm finna lose my mind.
Brehs i'm about to start my freshman year at a pwi and it literally just hit me that i'm going to a pwi. I'm going to be surrounded by white people 24/7. I'm forreal freaking out right now cuz im about to move into my dorm next week. I'm scared af brehs. I don't know if I can do it.
I aint even at this bytch yet and i'm already starting to regret not going to an hbcu. I don't want to transfer 1. Because its too late and 2. Because I don't want to put that pressure on my pops. I already had to take out student loans, all government though none from sallie mae nem
I'm also extremely black power, if yall have seen me post in the locker room yall know my style, and I feel like a c00n. I even got a Malcolm X poster I want to put on my wall, the one where he got the gun peeping out the window with "By Any Means Necessary" written on it and I know these cacs gonna make me take it down.
I'm so nervous brehs. If any brehs went to a pwi can yall please help me or give a young brehette some advice cuz i'm finna lose my mind.
I was in your shoes a year ago.It'll probably be a little different because you're a brehette, but the majority of the people I run into are either scared of me, uncomfortable around me, or just don't fukk with me at all. I've had some people tell me they'd be scared of me if they didn't know me.
For reference, I'm a 5'6 dark skin brother with dreads. I'm not an scary looking nikka by any means. I've also noticed lot of the people here are cool face to face, but lowkey don't fukk with us. For what it's worth not all of them are bad.
Brehs i'm about to start my freshman year at a pwi and it literally just hit me that i'm going to a pwi. I'm going to be surrounded by white people 24/7. I'm forreal freaking out right now cuz im about to move into my dorm next week. I'm scared af brehs. I don't know if I can do it.
I aint even at this bytch yet and i'm already starting to regret not going to an hbcu. I don't want to transfer 1. Because its too late and 2. Because I don't want to put that pressure on my pops. I already had to take out student loans, all government though none from sallie mae nem
I'm also extremely black power, if yall have seen me post in the locker room yall know my style, and I feel like a c00n. I even got a Malcolm X poster I want to put on my wall, the one where he got the gun peeping out the window with "By Any Means Necessary" written on it and I know these cacs gonna make me take it down.
I'm so nervous brehs. If any brehs went to a pwi can yall please help me or give a young brehette some advice cuz i'm finna lose my mind.
Don't know if FADE operates at your school. At UT the smallness of the minority group (2%) makes it feel tight knit more than anything.
I actually have a shot at learning all these people's faces and names. College educated black people, all in a concentrated area!
I suggest seeking out a black organization on campus immediately. You'll see what I'm talking about then, with the smallness working to your advantage for making a real connection.
Library Genesis
^A website for free book downloads. This includes (some) textbooks. This might prove to be crucial for my college brehs.
^A website for free book downloads. This includes (some) textbooks. This might prove to be crucial for my college brehs.
Just got my books for $90.
but the tuition is $2700, and the parking sticker is another $100.
Taking 2 classes, Govt Acct, and Intermediate 2.
but the tuition is $2700, and the parking sticker is another $100.
Taking 2 classes, Govt Acct, and Intermediate 2.
Just got my books for $90.
but the tuition is $2700, and the parking sticker is another $100.
Taking 2 classes, Govt Acct, and Intermediate 2.
Where are you going to school? My 2 grad classes only cost me $1900 at a state university
University of New Orleans.
Anyone have experience with competency based schools? I'm looking at University of Wisconsin and WGU to try and graduate within the next 12 months. With my tuition reimbursement amount through my work, it would take another 5 years to graduate without going out of pocket. I'm getting a degree as a check box basically and a segway to a Masters or MBA (undecided).
m0rninggl0ry
All Star
University of New Orleans.
Congratulations!!
m0rninggl0ry
All Star
I'm not judging you but why are you doing things the last minute. I am gapping you're moving to the next phase but you seem to be in crunch time.
I'm short on time but I'll come back and give advice
@ByAnyMeans you mind chiming in
Straw Hat Luffy
Veteran
Most of it is me being lazy and underestimating the process of this all because I thought it would be easy sailing like signing up for cc.
But I've had all summer and the other shyt that's been in the way is that I never have had rides when I need them until they are free to take me there. I got like a bunch of siblings and cousins deciding to move to places and graduate from programs at the same time and for some reason a lot of my family members has specific events on the specific dates I need them. So most of the time I need them.
And the last part of the struggle has been that when I do the programs and everything they require. I do it and wait days then they be like
oh u didn't do this part right or oh you didn't complete this little side part so everything is finished. Least I will know next time around how this shyt works.
Rememver I'm the first outta my family to go so its like we just learning
But I should have been on this on day 1 my fault.
ByAnyMeans
Rookie
@m0rninggl0ry yea I will
@Straw Hat Luffy
TL;DR - No you pay it back after you graduate.
First and foremost congrats my brother on the accomplishment. Welcome to the journey and real world. You're about to make a big I mean BIG commitment when you sign for these loans. This shouldn't be taken lightly.
What is your associates degree in? What is your intended college Major? What do you plan on doing when you graduate college? 5 year plan? 10 year plan?
Let me introduce you to something we use to say on campus all the time - "Excuses are tools of the incompetent built of monuments of nothingness and those who excel in them seldom excel in anything else but excuses"
I get that this is new and all but we don't make bug decisions lightly. You should know this from community college . How to research and look things up.
To answer your questions, no you don'y pay the loans back tomorrow. More than likely the loans will be paid in full by you in 10 year from 6 months after you graduate. Give or take a few months because of issues that arise. So if you graduate in May 2019. You'll start paying the loans Dec 2019 and they will be paid in full assuming no defaults or prepayments by Dec 2029 with interest of course.
This is how the money works. Every school has something called COA - Cost of Attendance. Now you can borrow up to that amount and thats usually the amount needed for the 8-9 months while you;re in school to live. That include tuition and fees and room and board and a few extra expenses like transportation, books and medical.
Now, after you complete the FAFSA the school will take all your grants and scholarships from COA and the number remaining they will see if you qualify for loans from the federal government. Those loans are either subsidized or un - subsidized. Assuming no credit issues you should qualify. They'll then offer you the loans. You don't start paying until 6 months after graduation and if you start grad school you don't have to start paying until after you complete grad school.
So while you're in school you can just focus on whats at hand and that is school.
Catch 22 - un - subsidized loans accrue interest while in school and if you don't pay that interest i think the interest rolls into the principal and gets re-amortized. Same thing happens in the 6 months after graduation while searching for a job and they don't make you pay. However, they accrue the interest and roll it back into the loan if you don't pay it off.
Subsidized loans don't accrue interest while in school. They may accrue while in deferment you;ll have to check.
If you want to talk school and strategies for getting away for loans PM me. Also, most states universities have bridge programs with community colleges for scholarships. Also, look for free money before accepting those loans talk to anybody and everybody that will listen somEbody on campus knows where the money flows especially if its a HBCU.
@Straw Hat Luffy
TL;DR - No you pay it back after you graduate.
First and foremost congrats my brother on the accomplishment. Welcome to the journey and real world. You're about to make a big I mean BIG commitment when you sign for these loans. This shouldn't be taken lightly.
What is your associates degree in? What is your intended college Major? What do you plan on doing when you graduate college? 5 year plan? 10 year plan?
Let me introduce you to something we use to say on campus all the time - "Excuses are tools of the incompetent built of monuments of nothingness and those who excel in them seldom excel in anything else but excuses"
I get that this is new and all but we don't make bug decisions lightly. You should know this from community college . How to research and look things up.
To answer your questions, no you don'y pay the loans back tomorrow. More than likely the loans will be paid in full by you in 10 year from 6 months after you graduate. Give or take a few months because of issues that arise. So if you graduate in May 2019. You'll start paying the loans Dec 2019 and they will be paid in full assuming no defaults or prepayments by Dec 2029 with interest of course.
This is how the money works. Every school has something called COA - Cost of Attendance. Now you can borrow up to that amount and thats usually the amount needed for the 8-9 months while you;re in school to live. That include tuition and fees and room and board and a few extra expenses like transportation, books and medical.
Now, after you complete the FAFSA the school will take all your grants and scholarships from COA and the number remaining they will see if you qualify for loans from the federal government. Those loans are either subsidized or un - subsidized. Assuming no credit issues you should qualify. They'll then offer you the loans. You don't start paying until 6 months after graduation and if you start grad school you don't have to start paying until after you complete grad school.
So while you're in school you can just focus on whats at hand and that is school.
Catch 22 - un - subsidized loans accrue interest while in school and if you don't pay that interest i think the interest rolls into the principal and gets re-amortized. Same thing happens in the 6 months after graduation while searching for a job and they don't make you pay. However, they accrue the interest and roll it back into the loan if you don't pay it off.
Subsidized loans don't accrue interest while in school. They may accrue while in deferment you;ll have to check.
If you want to talk school and strategies for getting away for loans PM me. Also, most states universities have bridge programs with community colleges for scholarships. Also, look for free money before accepting those loans talk to anybody and everybody that will listen somEbody on campus knows where the money flows especially if its a HBCU.
Straw Hat Luffy
Veteran
Wow this information is amazing. Since everyone is helping me out and I've been doing research I'm starting to understand loans.
Now I need your advice on something. I got the financial aid and they offered subsidized and un-subsidizesd loans to me which I accepted both.
Someone mentioned that if worst comes to shove I should take out the meal plan out of my contract. I am planning on however going to keep the meal plan because this will honestly be my only way of eating. Also I'm planning on signing a contract for a apartment on campus for myself only. The school I applied for is basically the cheapest university in the state. The prices aren't that bad plus I get everything from free wifi to a 35 dollar allowance water fee. The only thing I have to personally worry about is the electricity bill. I have to pay that out of pocket. My parents said they would help me on that. So I got the apartment. I got the the two loans and the aid. The thing that I'm really worried about now is....... Will I have enough for this and my classes altogether? And what happens if I don't? Is there a way I can quickly apply for more loans so that I have a full schedule this year? I'm supposed to be moving in next weekend and my registration is next tuesday. I feel like I need more money for the classes and the shyt is stressing me out majorly the more I think about it.
I emailed financial aid about it and I'm sure housing/ and my counselor would let me know. Just waiting on responses. Guess it wouldn't hurt to hear your input.
Also, my associates is in science and arts. I'm going to school for computer information technology.
