Second AHCA vote underway: Update - Vote Done; Exemption denied; ACHA passed in the House 217 - 213

On Passage of the ACHA and removal of congressional exemption

  • Yea to ACHA and Nay to removecongressional exemption

    Votes: 0 0.0%
  • Nay to ACHA and Nay to remove congressional exemption

    Votes: 0 0.0%

  • Total voters
    20
  • Poll closed .

tru_m.a.c

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The American Health Care Act could once again allow insurers to charge people more with these “preexisting conditions”
  • Breast cancer
  • Uterine cancer
  • Pregnancy or expectant parent
  • A Cesarean delivery
  • Being a survivor of domestic violence
  • Medical treatment for sexual assault
  • Mental disorders (severe, e.g., bipolar, eating disorder)
  • AIDS/HIV
  • Lupus
  • Alcohol abuse/drug abuse with recent treatment
  • Alzheimer’s/dementia
  • Multiple sclerosis
  • Arthritis (rheumatoid), fibromyalgia, other inflammatory joint disease
  • Muscular dystrophy
  • Any cancer within some period of time (e.g., 10 years, often other than basal skin cancer)
  • Obesity, severe
  • Cerebral palsy
  • Organ transplant
  • Congestive heart failure
  • Paraplegia
  • Coronary artery/heart disease, bypass surgery
  • Paralysis
  • Crohn’s disease/ ulcerative colitis
  • Parkinson’s disease
  • Chronic obstructive pulmonary disease (COPD)/emphysema
  • Pending surgery or hospitalization
  • Diabetes mellitus
  • Pneumocystic pneumonia
  • Epilepsy
  • Hemophilia
  • Sleep apnea
  • Hepatitis (hep C)
  • Stroke
  • Kidney disease, renal failure
  • Transsexualism
Other conditions insurers could use to increase the cost of insurance
  • Urinary tract infections
  • Menstrual irregularities
  • Migraine headaches
  • Acne
  • Allergies
  • Anxiety
  • Asthma
  • Basal cell skin cancer
  • Depression
  • Ear infections
  • Fractures
  • High cholesterol
  • Hypertension
  • Incontinence
  • Joint injuries
  • Kidney stones
  • Overweight
  • Restless leg syndrome
  • Tonsillitis
  • Varicose veins
  • Vertigo

Under Trump, heavy periods could once again become a pre-existing condition
 

tru_m.a.c

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The American Health Care Act stipulates that states can allow insurers to charge people with pre-existing conditions more for health insurance (which is banned under the ACA) if the states meet certain conditions, such as setting up high-risk insurance pools. Insurers still cannot deny people coverage outright, as was a common practice before the ACA's passage, but they can hike up premiums to an unaffordable amount, effectively pricing people out of the market.

In fact, premiums could reach as high as $25,700 per year for people in high-risk pools, according to a report from AARP. People who receive insurance through their employer would not be affected, unless they lost their job or moved to the individual insurance market for some other reason.

But what counts as a pre-existing condition? While it depends on the insurer—they have the right to choose what counts as "pre-existing"—these ailments and conditions were universally used to deny people coverage, according to the Kaiser Family Foundation, a nonprofit focusing on health care research.

  • AIDS/HIV
  • Alcohol or drug abuse with recent treatment
  • Alzheimer’s/dementia
  • Anorexia
  • Arthritis
  • Bulimia
  • Cancer
  • Cerebral palsy
  • Congestive heart failure
  • Coronary artery/heart disease, bypass surgery
  • Crohn’s disease
  • Diabetes
  • Epilepsy
  • Hemophilia
  • Hepatitis
  • Kidney disease, renal failure
  • Lupus
  • Mental disorders (including Anxiety, Bipolar Disorder, Depression, Obsessive Compulsive Disorder, Schizophrenia)
  • Multiple sclerosis
  • Muscular dystrophy
  • Obesity
  • Organ transplant
  • Paraplegia
  • Paralysis
  • Parkinson’s disease
  • Pending surgery or hospitalization
  • Pneumocystic pneumonia
  • Pregnancy or expectant parent (includes men)
  • Sleep apnea
  • Stroke
  • Transsexualism
But Cynthia Cox, Kaiser's associate director, notes that the above list is a conservative sampling of all of the issues and maladies that insurers could count as pre-existing conditions. " There are plenty of other conditions, even acne or high blood pressure, that could have gotten people denied from some insurers but accepted and charged a higher premium by other insurers" says Cox.

Here are some examples of those other conditions that experts have noted could hike premiums:

  • Acid Reflux
  • Acne
  • Asthma
  • C-Section
  • Celiac Disease
  • Heart burn
  • High cholesterol
  • Hysterectomy
  • Kidney Stones
  • Knee surgery
  • Lyme Disease
  • Migraines
  • Narcolepsy
  • Pacemaker
  • Postpartum depression
  • Seasonal Affective Disorder
  • Seizures
  • "Sexual deviation or disorder"
  • Ulcers
The left-leaning Center for American Progress notes that high blood pressure, behavioral health disorders, high cholesterol, asthma and chronic lung disease, and osteoarthritis and other joint disorders are the most common types of pre-existing conditions.

Just how expensive are pre-existing conditions? A recent report from the Center for American Progress found that insurers could charge people with metastatic cancer as much as $142,650 more for their coverage, a 3,500% increase.

50 Health Issues That Count as a Pre-existing Condition
 

Kenny West

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The American Health Care Act stipulates that states can allow insurers to charge people with pre-existing conditions more for health insurance (which is banned under the ACA) if the states meet certain conditions, such as setting up high-risk insurance pools. Insurers still cannot deny people coverage outright, as was a common practice before the ACA's passage, but they can hike up premiums to an unaffordable amount, effectively pricing people out of the market.

In fact, premiums could reach as high as $25,700 per year for people in high-risk pools, according to a report from AARP. People who receive insurance through their employer would not be affected, unless they lost their job or moved to the individual insurance market for some other reason.

But what counts as a pre-existing condition? While it depends on the insurer—they have the right to choose what counts as "pre-existing"—these ailments and conditions were universally used to deny people coverage, according to the Kaiser Family Foundation, a nonprofit focusing on health care research.

  • AIDS/HIV
  • Alcohol or drug abuse with recent treatment
  • Alzheimer’s/dementia
  • Anorexia
  • Arthritis
  • Bulimia
  • Cancer
  • Cerebral palsy
  • Congestive heart failure
  • Coronary artery/heart disease, bypass surgery
  • Crohn’s disease
  • Diabetes
  • Epilepsy
  • Hemophilia
  • Hepatitis
  • Kidney disease, renal failure
  • Lupus
  • Mental disorders (including Anxiety, Bipolar Disorder, Depression, Obsessive Compulsive Disorder, Schizophrenia)
  • Multiple sclerosis
  • Muscular dystrophy
  • Obesity
  • Organ transplant
  • Paraplegia
  • Paralysis
  • Parkinson’s disease
  • Pending surgery or hospitalization
  • Pneumocystic pneumonia
  • Pregnancy or expectant parent (includes men)
  • Sleep apnea
  • Stroke
  • Transsexualism
But Cynthia Cox, Kaiser's associate director, notes that the above list is a conservative sampling of all of the issues and maladies that insurers could count as pre-existing conditions. " There are plenty of other conditions, even acne or high blood pressure, that could have gotten people denied from some insurers but accepted and charged a higher premium by other insurers" says Cox.

Here are some examples of those other conditions that experts have noted could hike premiums:

  • Acid Reflux
  • Acne
  • Asthma
  • C-Section
  • Celiac Disease
  • Heart burn
  • High cholesterol
  • Hysterectomy
  • Kidney Stones
  • Knee surgery
  • Lyme Disease
  • Migraines
  • Narcolepsy
  • Pacemaker
  • Postpartum depression
  • Seasonal Affective Disorder
  • Seizures
  • "Sexual deviation or disorder"
  • Ulcers
The left-leaning Center for American Progress notes that high blood pressure, behavioral health disorders, high cholesterol, asthma and chronic lung disease, and osteoarthritis and other joint disorders are the most common types of pre-existing conditions.

Just how expensive are pre-existing conditions? A recent report from the Center for American Progress found that insurers could charge people with metastatic cancer as much as $142,650 more for their coverage, a 3,500% increase.

50 Health Issues That Count as a Pre-existing Condition
Trump hitting em with a gay tax :dead:
 

fact

Fukk you thought it was?
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How you gonna ROFL with a hollow back?
These Trump voters really need to hold his feet to the fire. @Ill , "I will never cut Medicare and will lower all premiums" these were his words, how do you explain it? Does blocking muslims from America and not holding police accountable for bad behavior override the promises he made about healthcare? Are you one of those "the taste of liberal tears mean more than anything" folks? Trying to understand why you folks eat this sh1t up.
 

ORDER_66

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These Trump voters really need to hold his feet to the fire. @Ill , "I will never cut Medicare and will lower all premiums" these were his words, how do you explain it? Does blocking muslims from America and not holding police accountable for bad behavior override the promises he made about healthcare? Are you one of those "the taste of liberal tears mean more than anything" folks? Trying to understand why you folks eat this sh1t up.

They don't give a fukk they are just as insane as he is!!! :manny:
 
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