My NYC Black Folk......Gentrification

Silky Johnson

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And pay a $300-500 car note, $300-500 insurance, and $300-500 for parking for a car I might use 3-5 times a month :wtf: Anyways I have a motorcycle and a bicycle I use when its warm + dry enough, but still, it would be nice to have a car I would pay for once and just need to insure + gas up (for less than $300/mo)... which is doable in a "slave state"



Thats the thing, NYC DOESN'T afford you options. In a "slave state" you can live in an apt, you can live in a townhouse, you can live in a house house, all within 20-30 mins from work. You can drive, you can take the train, maybe you can do a bus. You can live up on a mountain, you can live down by a lake, you can live in a "downtown area". All on an avg salary. NYC, you make avg money, if youre young you either HAVE to live with roommates, you HAVE to live in the hood, or you HAVE to have a 1-2 hr commute to work EACH WAY. Driving to work is not an option on a 5 figure salary if you work in Manhattan. You prob can't afford to travel. Getting out into nature is an adventure and a half and anywhere close by is going to be mobbed when its nice out. NYC offers very specific things for a very select group of people... for everyone else its a struggle. Just the way you have to maneuver and the amount of $$$ you have to spend to do all the things you claim... its ridiculous. Its not supposed to be this way.

Bruh, you can just work in Westchester/CT if you're in The Bronx (20-30min drive), LI if you live in BK/Qns (30 mins max) and NJ is an option for everybody (GDubb or the tunnels).

If you can't find a gig outside of Manhattan and hate the subway, spend $50/week and get on the express bus.

nikkas act like Manhattan is the be-all-end-all of this shyt. There's plenty of options but people just don't think. You want nature? Get on the Metro-North and go to Bear Mountain (about an hour from Grand Central) or get in the whip and hit the Pocconos, Lake George, etc. The boroughs and LI are full of parks and greenspace. You can live and eat pretty decently on $40k here and eat well on $80k. Who told you that you needed 6 figures to enjoy NYC?
 

TLR Is Mental Poison

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Bruh, you can just work in Westchester/CT if you're in The Bronx (20-30min drive), LI if you live in BK/Qns (30 mins max) and NJ is an option for everybody (GDubb or the tunnels).

Tolls + property taxes. Only gonna go up up up. City taxes are a bytch too.

If you can't find a gig outside of Manhattan and hate the subway, spend $50/week and get on the express bus.

Thats still at least $2600/yr I have to spend just to commute, on top of my car bills. And more importantly, hours out of my life I have to spend in traffic that I could spend doing shyt I want to do w/a shorter commute. No matter how you try to do it, working in Manhattan costs $$$. Why should someone make $40K here, only to spend $100 a paycheck to get to work, when they could move somewhere, make maybe $30K, but have all their big bills cut in half?

nikkas act like Manhattan is the be-all-end-all of this shyt. There's plenty of options but people just don't think. You want nature? Get on the Metro-North and go to Bear Mountain (about an hour from Grand Central) or get in the whip and hit the Pocconos, Lake George, etc. The boroughs and LI are full of parks and greenspace. You can live and eat pretty decently on $40k here and eat well on $80k. Who told you that you needed 6 figures to enjoy NYC?

Bruh I do Bear Mountain, Poconos, Westchester, CT, we go all over the place. Point is, if we were somewhere else, we could live on "Bear Mountain", and then have a 20 minute ride to work. Like I said the city is not bad for everybody but its bad for a lot of people. And a lot of folks are so conditioned here they dont even realize there are other ways to live. I am not knocking it for people who love it, I still like a lot about the city but living here long term is just not the plan. I've been here since 84, lived in the burbs, lived in the city, worked in the burbs, worked in the city, I dont know what more I need to know/do to form my opinion
 

88m3

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Silky Johnson

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Tolls + property taxes. Only gonna go up up up. City taxes are a bytch too.

You only paying a toll if you're going to NJ. Going from the bx --> westchester or from bk/qns -->LI only costs you gas.

Thats still at least $2600/yr I have to spend just to commute, on top of my car bills. And more importantly, hours out of my life I have to spend in traffic that I could spend doing shyt I want to do w/a shorter commute. No matter how you try to do it, working in Manhattan costs $$$.

You gonna end up spending close to that in gas anyway if you move someplace and work 20 minutes (~20 miles each way) away :manny:

Why should someone make $40K here, only to spend $100 a paycheck to get to work, when they could move somewhere, make maybe $30K, but have all their big bills cut in half?
After taxes, that $40k comes to about $1100 per paycheck if it's bi-weekly. Less than 10% of your check is really not that serious. If you really wanna be a jew, just pay the $105 and get a monthly.

If you move someplace else for $30k and now driving 40 miles each day (based on your 20 min commute scenario), you're now spending a min. of 15% of your take home pay commuting. Cutting one bill to pay more for another is just a wash

Bruh I do Bear Mountain, Poconos, Westchester, CT, we go all over the place. Point is, if we were somewhere else, we could live on "Bear Mountain", and then have a 20 minute ride to work. Like I said the city is not bad for everybody but its bad for a lot of people. And a lot of folks are so conditioned here they dont even realize there are other ways to live. I am not knocking it for people who love it, I still like a lot about the city but living here long term is just not the plan. I've been here since 84, lived in the burbs, lived in the city, worked in the burbs, worked in the city, I dont know what more I need to know/do to form my opinion

I feel you...been here for 30+ and was saying the same shyt last year. My company thought it was a good idea to move into Hell's Kitchen and a nikka had to go through Times Square every day from all the way uptown :merchant:

Now I work in Westchester and I have that 20 minute commute (15 w/o traffic) you talking about, except with NYC pay. Long term, I'll either buy land in Dutchess county or head south but either way, I'm gonna stack here first.

nikkas be caught up in the raw numbers ($400/month for an apt in another city, $30k gets you xyz) and ignore the percentage of income you spending on bills. Doesn't matter where you go, if that percentage is the same your quality of life won't change. Ideally, you want to keep your housing costs below 33% of your monthly income and total bills below 50%, otherwise you living above your means and gonna struggle no matter where you go.


It's easy to get on the "I'm leaving NY" bandwagon but the paper just ain't right everywhere else. After doing all the math, the potential savings of anything less than 10% isn't worth it to me.
 

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I mean the math is part of it, for me. Me and wifey are in fields and looking at areas where the drop off in pay is minimal, but the drop in cost of living is significant. We are trying to move where basically we can survive just on my income while she has kids. Thats gonna be tough here. Plus the weather kills me. NYC gets more rain than Portland, and you get a lot of extreme weather w/o being able to enjoy it. We do it all bruh... Rockaway beach in the summer (crowded as fukk), Bear Mtn type parks in the spring/fall, winter we are just stuck. End of the day, in Manhattan at least, shyt is too hectic.

Like I was saying money is not the issue. Our rent is 27% of our after tax income, bills are prob another 15%. We spent a lot of dough last year... just remembered wifey got LASIK and paid off some student loans too. And we were still in the black heavy overall. But $$$ isn't everything. I mean right now it is alright but when it comes time to start a family it would be a lot tougher in the city. And shyt is only gonna get worse it seems as all the bad RE policy is coming home to roost.
 

Liquid

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@GinaThatAintNoDamnPuppy! @88m3got me started...I ended up going on a fukking rant :snoop:

My hometown...great place to live if you can afford to. I am not sure of the economic conditions Looney and 88m3 are in, but I can give you a close friend of mine and my example as why I think leaving New York when I did was probably the best decision in my life just to get my head straight. I was able to think about where my hard work is going to and make a sound decision on what I want to do by the age of 30...comfortably. So I'm 28 years old with relatively no student loan debt compared to my peers, I live on my own, I am in a position in where I can spend a couple of thousand dollars easy and really not worry about it too much. If shyt hits the fan like it did for me back in 2009 I don't have to scramble to look for another job right away and I don't have to worry that my next payment on an apartment is 2K+ is due in a few weeks if I'm short. In fact I don't have to work 40 hours a week right now. I HIGHLY doubt I would have been in this position if I never left Manhattan. Hell there is a good chance I would be like many people I went to elementary and high school with living with their parents because they lost their jobs and have struggled to land something that will give them the pay and benefits they got accustomed to.

So here is my point...at the end of the day what the fukk was it all for to the people I went to school with and never left? The NYC experience? I think the city offers quite a bit for people who have fat wallets, but not to the majority. I feel like many are wasting their time out there and are just living out a loop that they cannot possibly get themselves out of because the costs are rising quicker than what the average paycheck is going to. I visit back home 2-3x a year for about 7-10 days each. In just one of those trips I do anything I want and probably spend a little bit too much money in absorbing all of nyc as quickly as possible. That's right in 7-10 days I am able to do more than what my friends can do working and living in the city 24/7/365 working long hours in the process. All popular destinations? We can hit them. Want to eat at nice restaurants 2x a day? Sure let's go. Broadway show? We'll be there. Knicks, Mets, Yankees, and now Nets games? Bet and I will cover for another. Most people work hard for their money shouldn't they be enjoying all those amenities on a consistent basis? I think so because if you are not in a position to do so...then exactly what enjoyment are you REALLY getting from the nyc that you cannot get anywhere else? The culture? I will concede that point, but it is a big argument you guys have in your favor. What about everything else tho such as regular everyday boring ass activities? McDonald's tastes the same out there and movie theaters are all over the country. Free events? You can only visit those so much before they get boring. Groceries are pretty much the same everywhere and you can order specific clothes if you live in a place like I do that don't carry the styles you will find in the city. Transportation? Chances are they will be cheaper outside the city. I don't even have to touch up on the housing costs :comeon:

I think I go on these rants about NYC mostly because I get frustrated with the majority of stories I hear about people out there. It depresses me when I hear that a single mom/dad or whoever out there is working 60-70 hour weeks just to make ends meet for them and their family. A part of my history bugs me to this day because I never stop calculating. I calculated how much has been spent during my lifetime on a nice apartment in NYC and nothing to show for it at the end of the day. Nearly 500K that will never see a return. I am not saying that my stance on this issue is the correct course of action for everyone out there, but its something that I think everyone should consider. If you REALLY love NYC calculate where you think you will be in 5-10 years. If it doesn't match up to where you want to be then try to see if you can realistically get it done while not having to leave then you better start exploring your options. Don't settle for what you THINK you can do if you stay in nyc, go after WHAT you really want. I am a bit harsh on my parents and is a big part as to why I don't have any kids. I still have not found myself comfortable enough in where I can give my son/daughter anything I want. Hopefully in the next 2 years I will be exactly where I planned to be when I started putting my plan to action years ago. I want to leave with my family being as comfortable as they possibly can be...so the generations after me won't have to go through the BS MOST of us on this very forum had to go through growing up.

88m3 sounds like many of my friends who live back home...they love their city and are passionate whenever people are taking shots at it and he brings up some examples of city living that I do miss. I think I miss them more now because every time I do go back I have a blast and not worry about having to go back to work every day of the week or it could have possibly meant that I ended up at some hope center because I was unable to make my payments for a little while. I am able to spend thousands of dollars taking in what the buzz is all about. I have estimated that in order for me to experience all those things out in NYC on a consistent basis I would need an income of about 250K per year. Am I spoiled? I guess you can somewhat say that, but it wasn't always like this. I have tried to put myself in the position that I am so close to getting to for almost 6-7 years without any help. I did not want to put that burden on my parents. Most people that leave NYC don't end up going back because they prefer the comfortable suburban lifestyle...and nobody can fault them for that. I am not really cut out for it and why I think eventually at the very least I will own a place out there in the near future.

My friend? He left NYC as well about 9 years ago. Got a damn good job with a major tech company, but he started missing nyc too much. He put together a plan. He QUIT the position he had at the major tech company that was bringing in 150K+. Found a good woman who he married and now lives in DUMBO...in a fukking NOICE apartment that would make most materialistic people jealous. It was a 6 year plan in his case and does not regret it at all. He started his own company, works on his terms, and does not have much to worry about financially at this time. Debt is zero, also 28. He also agrees that it would have taken so much longer if he stuck it out at home...it would have been a mistake if he did not leave to come back when he did. I am sure his parents are grateful as in about 2-3 years he will probably be in a position to buy his parents a very nice place anywhere in the city they desire.

Before the rebuttals come in a couple of things:
I do not find working 60-80 hours a week just to have a bit of spare change left over as a viable option for those who do not earn much. At that point I consider you a worker that is just working to get back to work 5-7 days a week.

I do not agree that someone should have to be forced to live with a roommate just to be able to afford living in a nice area of Manhattan or Brooklyn.

I will not accept taking the tougher route just for the sake of living in the city. Chances are the tougher route is going to take a longer time, go through much more stress, and even the possibility of ultimately never reaching your goal. I will not accept the possibility of failure when there are clearly easier routes you can take.

I have nothing else
 
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john goodman

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You new yorkers should move to philly

Very close, not too different culturally and so affordable

I pay 890 for a 1 br in the best part of town

Think about it
 

ogc163

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@She Agree That I'm Looney and @88m3 got me started...I ended up going on a fukking rant :snoop:

My hometown...great place to live if you can afford to. I am not sure of the economic conditions Looney and 88m3 are in, but I can give you a close friend of mine and my example as why I think leaving New York when I did was probably the best decision in my life just to get my head straight. I was able to think about where my hard work is going to and make a sound decision on what I want to do by the age of 30...comfortably. So I'm 28 years old with relatively no student loan debt compared to my peers, I live on my own, I am in a position in where I can spend a couple of thousand dollars easy and really not worry about it too much. If shyt hits the fan like it did for me back in 2009 I don't have to scramble to look for another job right away and I don't have to worry that my next payment on an apartment is 2K+ is due in a few weeks if I'm short. In fact I don't have to work 40 hours a week right now. I HIGHLY doubt I would have been in this position if I never left Manhattan. Hell there is a good chance I would be like many people I went to elementary and high school with living with their parents because they lost their jobs and have struggled to land something that will give them the pay and benefits they got accustomed to.

So here is my point...at the end of the day what the fukk was it all for to the people I went to school with and never left? The NYC experience? I think the city offers quite a bit for people who have fat wallets, but not to the majority. I feel like many are wasting their time out there and are just living out a loop that they cannot possibly get themselves out of because the costs are rising quicker than what the average paycheck is going to. I visit back home 2-3x a year for about 7-10 days each. In just one of those trips I do anything I want and probably spend a little bit too much money in absorbing all of nyc as quickly as possible. That's right in 7-10 days I am able to do more than what my friends can do working and living in the city 24/7/365 working long hours in the process. All popular destinations? We can hit them. Want to eat at nice restaurants 2x a day? Sure let's go. Broadway show? We'll be there. Knicks, Mets, Yankees, and now Nets games? Bet and I will cover for another. Most people work hard for their money shouldn't they be enjoying all those amenities on a consistent basis? I think so because if you are not in a position to do so...then exactly what enjoyment are you REALLY getting from the nyc that you cannot get anywhere else? The culture? I will concede that point, but it is a big argument you guys have in your favor. What about everything else tho such as regular everyday boring ass activities? McDonald's tastes the same out there and movie theaters are all over the country. Free events? You can only visit those so much before they get boring. Groceries are pretty much the same everywhere and you can order specific clothes if you live in a place like I do that don't carry the styles you will find in the city. Transportation? Chances are they will be cheaper outside the city. I don't even have to touch up on the housing costs :comeon:

I think I go on these rants about NYC mostly because I get frustrated with the majority of stories I hear about people out there. It depresses me when I hear that a single mom/dad or whoever out there is working 60-70 hour weeks just to make ends meet for them and their family. A part of my history bugs me to this day because I never stop calculating. I calculated how much has been spent during my lifetime on a nice apartment in NYC and nothing to show for it at the end of the day. Nearly 500K that will never see a return. I am not saying that my stance on this issue is the correct course of action for everyone out there, but its something that I think everyone should consider. If you REALLY love NYC calculate where you think you will be in 5-10 years. If it doesn't match up to where you want to be then try to see if you can realistically get it done while not having to leave then you better start exploring your options. Don't settle for what you THINK you can do if you stay in nyc, go after WHAT you really want. I am a bit harsh on my parents and is a big part as to why I don't have any kids. I still have not found myself comfortable enough in where I can give my son/daughter anything I want. Hopefully in the next 2 years I will be exactly where I planned to be when I started putting my plan to action years ago. I want to leave with my family being as comfortable as they possibly can be...so the generations after me won't have to go through the BS MOST of us on this very forum had to go through growing up.

88m3 sounds like many of my friends who live back home...they love their city and are passionate whenever people are taking shots at it and he brings up some examples of city living that I do miss. I think I miss them more now because every time I do go back I have a blast and not worry about having to go back to work every day of the week or it could have possibly meant that I ended up at some hope center because I was unable to make my payments for a little while. I am able to spend thousands of dollars taking in what the buzz is all about. I have estimated that in order for me to experience all those things out in NYC on a consistent basis I would need an income of about 250K per year. Am I spoiled? I guess you can somewhat say that, but it wasn't always like this. I have tried to put myself in the position that I am so close to getting to for almost 6-7 years without any help. I did not want to put that burden on my parents. Most people that leave NYC don't end up going back because they prefer the comfortable suburban lifestyle...and nobody can fault them for that. I am not really cut out for it and why I think eventually at the very least I will own a place out there in the near future.

My friend? He left NYC as well about 9 years ago. Got a damn good job with a major tech company, but he started missing nyc too much. He put together a plan. He QUIT the position he had at the major tech company that was bringing in 150K+. Found a good woman who he married and now lives in DUMBO...in a fukking NOICE apartment that would make most materialistic people jealous. It was a 6 year plan in his case and does not regret it at all. He started his own company, works on his terms, and does not have much to worry about financially at this time. Debt is zero, also 28. He also agrees that it would have taken so much longer if he stuck it out at home...it would have been a mistake if he did not leave to come back when he did. I am sure his parents are grateful as in about 2-3 years he will probably be in a position to buy his parents a very nice place anywhere in the city they desire.

Before the rebuttals come in a couple of things:
I do not find working 60-80 hours a week just to have a bit of spare change left over as a viable option for those who do not earn much. At that point I consider you a worker that is just working to get back to work 5-7 days a week.

I do not agree that someone should have to be forced to live with a roommate just to be able to afford living in a nice area of Manhattan or Brooklyn.

I will not accept taking the tougher route just for the sake of living in the city. Chances are the tougher route is going to take a longer time, go through much more stress, and even the possibility of ultimately never reaching your goal. I will not accept the possibility of failure when there are clearly easier routes you can take.

I have nothing else

:whew::whew::salute::wow:
 
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Silky Johnson

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I mean the math is part of it, for me. Me and wifey are in fields and looking at areas where the drop off in pay is minimal, but the drop in cost of living is significant. We are trying to move where basically we can survive just on my income while she has kids. Thats gonna be tough here. Plus the weather kills me. NYC gets more rain than Portland, and you get a lot of extreme weather w/o being able to enjoy it. We do it all bruh... Rockaway beach in the summer (crowded as fukk), Bear Mtn type parks in the spring/fall, winter we are just stuck. End of the day, in Manhattan at least, shyt is too hectic.

Like I was saying money is not the issue. Our rent is 27% of our after tax income, bills are prob another 15%. We spent a lot of dough last year... just remembered wifey got LASIK and paid off some student loans too. And we were still in the black heavy overall. But $$$ isn't everything. I mean right now it is alright but when it comes time to start a family it would be a lot tougher in the city. And shyt is only gonna get worse it seems as all the bad RE policy is coming home to roost.


Oh aight...ur other posts made it sound like it was all about the cost of living but you cleared that up. Can't defend the wheather and the current state of the school system.

@Liquid

What do you do for entertainment and night life in the town you live in now? My biggest knocks on these out of state spots is there isn't shyt going on when you wanna get out the crib.
 
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BigMan

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You new yorkers should move to philly

Very close, not too different culturally and so affordable

I pay 890 for a 1 br in the best part of town

Think about it

is that price typical? im from Jersey but idk much about Philly
 

Rominati

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South Bronx aint all good.

There are certain apartments that have renovations, but that would only be one building out of the whole block. Ironically enuff those buildings would attract cats to try n rob em. My mans pops car jus got broken into jus cuz he parked his whip in a lot by a rennovated building :heh: .


Those rennovated buildings b popping as hell tho :ohlawd: , one of my girls lives in one.
 
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