My Husband And I Thought Education Was A Way Out Of Poverty. Now We’re $718,000 In Debt.

[invalid]

Otis and I could not secure high-paying jobs.

I’m just seeing this. She doesn’t say they couldn’t secure just regular jobs. But high paying? What was she possibly expecting?

Coupled with her self-confessed instagram envy, she got one thing right in this piece.

She and her husband were trying to live lives that was not intended for them.

 

[Red11]

Good info did know this. The husband will probably not get to the solvent amount. But as the link shows it also counts 401k and depends if they file together or separate as well.

Also I highly doubt this couple has only federal loans. I am sure they are also private loans. So those won't be forgiven.

I never understood the obsession with 401k. Taxable accounts taxation would be 15% at most for this income level and the freedom to touch the money prior to 59.5 yo.

I had 384,000 in loans all govt loans so its possible.

 

[Red11]

I’m just seeing this. She doesn’t say they couldn’t secure just regular jobs. But high paying? What was she possibly expecting?

Coupled with her self-confessed instagram envy, she got one thing right in this piece.

She and her husband were trying to live lives that was not intended for them.

Looks like he was a research assistant and she blogged highly doubt they brought in more than 50,000 combined.

 

[Ohene]

edit

 

[KENNY DA COOKER]

I’m just seeing this. She doesn’t say they couldn’t secure just regular jobs. But high paying? What was she possibly expecting?

Coupled with her self-confessed instagram envy, she got one thing right in this piece.

She and her husband were trying to live lives that was not intended for them.

She was expecting Otis to become that weatlhy Dentist husband who takes care of her and supports her career as a struggling writer who just sits around blogs all day takes trips and kicks out babies that he has to finance....


notice how all of a sudden she starts DOUBTING HER ABILITY as a writer once he fails his DENTAL ADMISSION TEST
Life did not go as planned. Otis and I could not secure high-paying jobs. Otis accumulated $80,000 in undergraduate debt, grappled studying for the Dental Admission Test and couldn’t get the test score needed for acceptance. I doubted my ability as a writer and began to explore a career in the mental health field.

best believe this Byatch had it all "planned out" and since HE was unable to execute her "master plan" now she spends her time WRITING ABOUT HIM and his FAILURES

ain't that a byatch


i've seen this "movie" plenty of times...you get these artsty fartsy byatches looking for somebody to "finance" thier cultural dreams and aspirations when truth be told they never faced the reality of having to keep food , clothing and shelter for themselves and thier children....

i told yall....when a man isn't able to allow his WIFE to "retire" from working or live a life of luxury he is seen as a FAILURE to them....

https://www.thecoli.com/threads/if-...r-retire-he-is-an-underachiver-to-her.370880/


what really needs to happen is otis needs to be a REAL OTIS and tell his wife...

"look byatch...its quite obvious YOU WILL NEVER BE TONI MORRISION or MAYA ANGELOU..so why don't you take the kids down to COSTCO and get at least a part time job to help me with all this DEBT YOU BEEN BLAMING ME FOR!!!..and ill drop the kids off at grandma dem house till we figure out a way to overcome this situation we in right now....

 

[Sonic Boom of the South]

She a rider cause the majority of that debt the husband


They both stupid as fuxk tho

 

[KENNY DA COOKER]

She a rider cause the majority of that debt the husband


They both stupid as fuxk tho

rider my azz....

that heffa is plotting her "exit" right as we speak

her posting was OUT OF POCKET...just straight negative shots thrown at her husband...which doesn't help thier situation

i tell ya i knew a couple just like them....

the byatch waited till the kids got older and once she had some money secretly stashed away....

she bounced with her kids to her mothers house in another state unnanounced ...told people online and friends around town that "he" was getting too depressed and drinking cause of thier debt..and it scared her and she also suspected infidelity ....

and had that dude served with DIVORCE PAPERS while we were on our lunch break.....

man that dude looked like his soul just left his body ...as he explained it to me ......lawd he aint been the same since

 

[Sonic Boom of the South]

rider my azz....

that heffa is plotting her "exit" right as we speak

her posting was OUT OF POCKET...just straight negative shots thrown at her husband...which doesn't help thier situation

i tell ya i knew a couple just like them....

the byatch waited till the kids got older and once she had some money secretly stashed away....

she bounced with her kids to her mothers house in another state unnanounced ...told people online and friends around town that "he" was getting too depressed and drinking cause of thier debt..and it scared her and she also suspected infidelity ....

and had that dude served with DIVORCE PAPERS while we were on our lunch break.....

man that dude looked like his soul just left his body ...as he explained it to me ......lawd he aint been the same since

She a rider and they both stupid

Just like I said

 

[Rekkapryde]

It doesn’t cost that much for an education even in America.

Breh needs to quit dentist school while he’s ahead, hop in the military as an officer or something and get them to pay a lot of that off for him.

someone with a brain. That is the ULTIMATE lick for someone with high student loans as a dentist/doctor.

And in the military unless you are you pretty much get everything paid for you and being an officer, you'd get even better perks.

you a jackass getting in 718k worth of debt.

 

[Red11]

someone with a brain. That is the ULTIMATE lick for someone with high student loans as a dentist/doctor.

And in the military unless you are you pretty much get everything paid for you and being an officer, you'd get even better perks.

you a jackass getting in 718k worth of debt.

Dental HPSP is VERY competitive. Highly doubt this dudes marginal DAT score would get him there.

 

[EndDomination]

Is it worth it for the debt? I’m asking because my degree is a regular degree, but idk if I should take on more debt.

It is if your school is good.
It’s also a lot easier to secure financial aid in the higher ranked schools depending on how much your parents make.

The financial aid packages honestly aren't bad in that realm.

 

[NBA Youngbreh]

She a rider cause the majority of that debt the husband


They both stupid as fuxk tho

Nah she thought she had a meal ticket but didn’t know that nikka ain’t shyt either Not to mention she basically gave up pretty quick in her job hunt and just relied on the glorified research assistant

 

[Balla]

It is if your school is good.
It’s also a lot easier to secure financial aid in the higher ranked schools depending on how much your parents make.

The financial aid packages honestly aren't bad in that realm.

So I heard law school can get you a good job even if you don’t want to be a lawyer.

Never heard what jobs those were.

You know what those jobs might be?

 

[R.E.N. Spells Ren]

I never understood the obsession with 401k. Taxable accounts taxation would be 15% at most for this income level and the freedom to touch the money prior to 59.5 yo.

401k’s are about saving to have enough money that you can survive without the income you’re used to when you’re old. Most people can’t save enough to survive more than a few weeks, so putting money aside in a regular account ain’t realistic. The tax benefits and employer contributions are in place to encourage people to save for retirement. Mentioning the early withdrawal penalties as a negative means you’ve lost sight of a 401k’s purpose.

 

[havoc]

They can both find work with their degrees and live a comfortable life. A lot of information is missing here.

They can't live a comfortable life with over 700k of debt. They need to move the fukk of this country and don't look back.