Yep I know one now who did the same thing.
My Husband And I Thought Education Was A Way Out Of Poverty. Now We’re $718,000 In Debt.
- Thread starter Anerdyblackguy
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Yep I know one now who did the same thing.
Damn they made a series of fukk ups...
I can’t even feel bad for them at this point. There are muthafukkas with graduate degrees from Harvard who didn’t accumulate this level of debt.
They are pretty much fukked the first 10 years of life post college.
I can’t even feel bad for them at this point. There are muthafukkas with graduate degrees from Harvard who didn’t accumulate this level of debt.
They are pretty much fukked the first 10 years of life post college.
And for an MBA, you’re paying for the network. This nikka went to an online school, dropped a dime, and got zero network. Just useless.
Wargames
One Of The Last Real Ones To Do It
Also a lot of you people who aren’t taking law or medicine need to stop assuming that a top college is the only solution.
My homegirl is a VP at Goldman Sachs and she attended Baruch College.
Baruch College is part of CUNY so it’s a city college but they are known for their top notch business program.
She got a internship easy and now is VP.
Since her school was part of CUNY her tuition was cheap and it’s already paid off.
I always tell people either go to a top school in the field you want to go in for the name recognition and internship opportunities globally or find a market/area you want to live in and go to an affordable school in that market. You just need to get good internships/working experience alongside a degree from a known school and you are good.
I live in NYC and I hate when I run into people who paid to go to Columbia or NYU and then after graduating look for jobs in NYC. Take that degree to Texas, or DC, or Europe and get bank off the fact the schools name is known world wide. If you wanted to work in NYC go to a Good CUNY, or one of the Top SUNY or Top Rutger schools part time and get a job while you are in school. You’ll have a lot less debt and more job options locally than someone who spent almost 100k going to Columbia full time and only done internships.
Live comfortably with close to a million dollars in non-dischargable debt?
Saw what now?
Blame Biden for that..... also Warren was one of the biggest proponents for letting people get out of college debt through bankruptcy. On the low/low I feel this issue is gonna get bigger the closer we get to election time. Especially because I expect them both to be running until the primary election.
On the flip the main reason college loans are by far the easiest loans to get is because that is non-dischargeable debt. The purpose was to make loans easier to give out and college more access. The fukk up really was no price cap was put on how much schools could charge. That’s where the system fell apart and you see the rise of for profit schools and little no name school charging 20k a year in tuition.
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Yep starting off and they giving signing bonuses.
Wargames
One Of The Last Real Ones To Do It
Also if someone wants to get a government/nonprofit/teaching job just do AmeriCorps, Peace Corps, or Teach for America. Eventually someone in the field will hire you based on experience.
Dallas' 4 Eva
Superstar
Us trade school brehs winning out here. 
20 years. The problem with this family is that even if they consolidate it will still be at least 1000k payment a month (combined for the husband and wife). They then have to pay that 20 years or any combination of deferments and etc.
But even when its forgiven taxes will hit them up because for that one year the loan forgiveness will count as 1 million plus (loan plus interest) as a payment to them. So they will have a tax payment of 250k plus (could be half a mill tax hit).
That loan forgiveness does not get them out of the woods.
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NBA Youngbreh
DaDumbWay
I swear some black people just get degrees just to say the have them. Like as a status symbol or something. Dawg stone stupid for getting a MBA from fukking Walden
Checked his LinkedIn and all he’s done for 6 years is be a research assistant. nikka didn’t even know what he wanted to do. Fail the dental exam 4 times and still think you’re cut out to be a dentist brehs
Graduate with a degree in English and not network or take internships to actually do what you wanted brehettes Don’t choose to teach or go to law school with said English degree brehettes Have two children while under crippling debt with no plan or ambition to try to payoff debt Have less than 20 LinkedIn connections brehs/ brehettes Get a masters in organizational leadership from fukking Walden cuz you’re bored brehettes Write an article that puts your financial illiteracy, lack of common sense, and the fact that your struggle dentist student husband failed the dental exam a grand total of 4 times on blast brehettes
Checked his LinkedIn and all he’s done for 6 years is be a research assistant. nikka didn’t even know what he wanted to do. Fail the dental exam 4 times and still think you’re cut out to be a dentist brehs Graduate with a degree in English and not network or take internships to actually do what you wanted brehettes Don’t choose to teach or go to law school with said English degree brehettes Have two children while under crippling debt with no plan or ambition to try to payoff debt Have less than 20 LinkedIn connections brehs/ brehettes Get a masters in organizational leadership from fukking Walden cuz you’re bored brehettes Write an article that puts your financial illiteracy, lack of common sense, and the fact that your struggle dentist student husband failed the dental exam a grand total of 4 times on blast brehettes
Pure Water
Superstar
Education is a way out of poverty.
I swear some black people just get degrees just to say the have them. Like as a status symbol or something. Dawg stone stupid for getting a MBA from fukking Walden
She did put that nikka on blast
She did put that nikka on blast
If I was OTIS I would put Paws on her for making it seem like I'm the primary reason we are in DEBT
Life did not go as planned. Otis and I could not secure high-paying jobs. Otis accumulated $80,000 in undergraduate debt, grappled studying for the Dental Admission Test and couldn’t get the test score needed for acceptance. I doubted my ability as a writer and began to explore a career in the mental health field.
The two things that we wanted in life were children and financial happiness. I stopped working to stay home and raise our son with plans to expand our family. After leaving work, I was confronted with intense identity issues: Who was I without a career?
how the fukk u make plans to expand your family and you don't even have a plan in place to tackle your accumulating debt?
GMB prayer warriors let's keep OTIS in our thoughtsIf I was OTIS I would put Paws on her for making it seem like I'm the primary reason we are in DEBT
Life did not go as planned. Otis and I could not secure high-paying jobs. Otis accumulated $80,000 in undergraduate debt, grappled studying for the Dental Admission Test and couldn’t get the test score needed for acceptance. I doubted my ability as a writer and began to explore a career in the mental health field.
The two things that we wanted in life were children and financial happiness. I stopped working to stay home and raise our son with plans to expand our family. After leaving work, I was confronted with intense identity issues: Who was I without a career?
I know right?? Chicks will always blame you for every single thing that goes wrong son.
She depending on this nikka to pay all the debt lmfao!!
I’m surprised she never said what she was going to do to pay her loans off while he’s in school??
How do they even take care of bills now?? I heard you can’t even work while in dental school because of the course work.
And I hope she isn’t betting on her blog to make money to pay bills ASAP.
I’m genuinely curious to see how they plan on having income during the next few years.
I just put their student loan amounts in one of those online calculators.
https://studentloanhero.com/calculators/student-loan-payment-calculator/
$4,197
Monthly Payment
$810,867
Total Interest
This means your total repayment
amount would be $1,510,867
https://studentloanhero.com/calculators/student-loan-payment-calculator/
$4,197
Monthly Payment
$810,867
Total Interest
This means your total repayment
amount would be $1,510,867