i worked with single dudes who were making 150-200k for 4-5 years straight and they didn’t have 20k in the bank
let’s say you’re single and you’re making 100k, that’s like 77k a year after taxes. Let’s round it to 6500 a month
They say you should save/invest 20 percent of your money, so that’s 1300. We’re down to 5,200
you live here
258 W 28th Street, Houston, TX 77008 - HAR.com
let’s say you put down 10 percent (assuming you got 40k to spare) and get a 3 percent interest rate
After paying the homeowners fees, insurance, pmi, taxes and mortgage you’re looking at like 2500 a month, maybe a lil more
you’re down to $2,700
you want a 40k car, that’s about 600 (assuming you make a downpayment) with very low interest over 5 years
you’re down to 2100
you need car insurance (200)
Now you’re at 1,900
Utilities - phone (90), internet (70), cable substitutes (20), groceries (250) water/gas/electric - 150 - thats 580
Now you’re at 1320 left per month or a little under 16k for the year
between eating out weekly, going on multiple trips, going to clubs, buying gifts for family, clothes, buying random nice shyt for yourself, random shyt happening/breaking that you gotta deal with....I dunno breh
