I live with my parents which is the main reason, but I give up 400 to 500 for rent every month which is really my largest expense, I own my car and the insurance is only 120, outside of groceries, phone and internet I save every thing else, I have no debt of any kindYou must not have a car note, rent/mortgage or any other bills. You bring home maybe 1200-1300 every two weeks...
Rent, insurance and a car note can eat 60% of that off top. Curious how you banked 40k in a reasonable amount of time with that salary
I’m 28 and moving into my own spot this year with at least a 40k cushion just from doing this over the course of years