is it me or after u turn 25 life gets real, I feel like Im losing my mind

PhonZhi

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I don't know...before I got this full time job, I wasn't thinking about the future, just the present. But then I turned 25 and saw a dip in my hours for one week. That got me thinking.So when they asked me if I wanted to interview for full time position, I took it and Im relieved that I got it. I can finally start saving. I currently live with my elderly grandma on property that she owns; its a duplex and she rents out the other end, I dont have to pay rent. She paid of this property doing double shifts for nearly twenty or thirty years,and shes an immigrate from Thailand. So her hard work and sacrifice have pushed me.My car loan and credit cards get paid on time and I have good credit. Father wants to sell the property, if that happens Im hoping I'll have enough saved for some property of my own.

I know the 9-5 (10:30-7:00 in my case) can feel like hell, but I don't mind. I get a steady paycheck and Im gonna start saving for the future and see where "life" takes me. In the mean time I try and experience what I can.
:huhldup: thats ya whole day. when do u live??
 

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:huhldup: thats ya whole day. when do u live??

On my nights off; nights go by so fast so when my off days are up I usually go out to shows or just hang out with friends. I dont mind working nights.
 

C-NICE

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This whole thread is real I'm that age and only got college debt working this 9-5 at the bank in ATL. I got this situation coming up soon idk what to do though. My homegirl/buddy who i helped through med school finally got her stuff together and just moved from va to vegas. In jan she moving to LA told me to come shack up with her rent free because they pay for her housing so I can go back to school (currently have BA in Management Information Systems). Young brother living ok in ATL but to just move and focus on me and stack for a year would be god like.
 

PhonZhi

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On my nights off; nights go by so fast so when my off days are up I usually go out to shows or just hang out with friends. I dont mind working nights.
oh i thought u meant am to pm. yea i worked nights for a 4 year stretch. wasnt that bad. im a loner anyway so i didnt mind being sleep when everyone else was awake and vice versa
 

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oh i thought u meant am to pm. yea i worked nights for a 4 year stretch. wasnt that bad. im a loner anyway so i didnt mind being sleep when everyone else was awake and vice versa

Yeah its a chill job. Listen to music for 8 hours, shoot the shyt with the guys, smoke some.
 

Easy-E

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26 and depressed like a motherfukker. Pretty much nothing is going my way. I started having suicidal thoughts in elementary school. It comes and goes. True definition of :flabbynsick:just went back to school to finish up my undergraduate degree. Trying to outlast this storm, but i'm not going to lie shyt has been real. I don't even want to seek any medical opinion. They'll probably diagnose me with all types of shyt. The past two years I been really hanging on by a thread. There's brighter days ahead though. At least that's what I keep telling myself. :patrice:Trying to put these goals into fruition. I stopped looking at my Facebook feed, everybody struggling. My moms working two full time jobs, man this is not life.

Get help, bro. And, yes, stay off Facebook.

It can only help and bring closure.
 
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CJ

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29 and though I have no complaints about my current career in law, there is no advancement at this firm as I'd have to wait for the person above me to retire (or I'd have to leave this firm for another one). Problem is this position in general has very low turnover. I've realized I have a real strong skill with numbers/analytics and want to get into finance, but I don't have the luxury to just quit/go back to school and then hope to find a job in the field again. That shyt is all easy when you're home with limited bills to pay. As far as dreams, really feel like I missed a calling in baseball. Everytime when I play with people they bring it up - and I sit there thinking.... "why didn't I push harder when I was young enough?" Maybe I can be a 30 year old rookie next year :sadcam:

This thread is real talk though. If I knew at 18/19 what I know now... :wow:
 

mson

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I feel like thread starter but have no reason too. I'm boutta turn 25 in a few weeks. I got an okay paying job. I graduated last may n finally got a career job in march. Since then I've saved 13k and my short term goal is to have 20k by December 31st. Then stack for another 2 years hopefully by then I'll have roughly 70k. I purchased a few credit cards last month not to splurge but to build my credit. I only charge what I can pay back.

I live with my moms, pay no rent. My only true expense is student loans n phone bill. I have fun on the weekends but spend my money wisely (my nikkas call me cheap).

I'm sacrificing a lot of shyt right now only cuz I don't want to be trapped in this rat race. By 27 (god willing)I'll have A1 credit, I'll have enough of my own cash that the Banks will be throwing loans at me left n right. I'm planning on purchasing a 7-11 or subway type franchise.

I know Iam on the right path but I feel worthless n useless cuz I'm not there yet. The 9-5 life makes me want to blow my brains out. I'll probably be getting a promotion in 3 years but my plan is to be swayze by then, fukk climbing the ladder I need to own it.

You remind me of me at that age. Keep it up.
 

↓R↑LYB

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Money isn't everything but it definitely MATTERS. Like @Reaganomics I studied some Buddhism too, especially when I was trying to figure the meaning of all this. I remember stumbling on this video:



At first I was like :ohhh: "Do what you love to do and money will come" :ohhh: That's awesome.

then I was like wait a minute, in order to do what I want to do comfortably I NEED money. I'd love to do a variety of things but they all cost money to even get started with. That's when I realized the advice was oversimplifying things.

The key word is balance. Find something you like and make money in the meantime. Even if you gotta do a shyt job, work your passion on the side, but please believe you WILL need money. Thinking otherwise is naive.


For me the key word is freedom. If I had unlimited money and the freedom to do what I wanted, I'd be on an island somewhere with a drink in my hand and spending a lot of my time doing charity work.

But for now, I gotta work just like every other sucker in the game until my money is stacked enough to bow out. I still got my goal: Hit 4 mil, live off the interest, travel the world, and trick off as much money as I can on skrippers :blessed:
 

↓R↑LYB

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26 and depressed like a motherfukker. Pretty much nothing is going my way. I started having suicidal thoughts in elementary school. It comes and goes. True definition of :flabbynsick:just went back to school to finish up my undergraduate degree. Trying to outlast this storm, but i'm not going to lie shyt has been real. I don't even want to seek any medical opinion. They'll probably diagnose me with all types of shyt. The past two years I been really hanging on by a thread. There's brighter days ahead though. At least that's what I keep telling myself. :patrice:Trying to put these goals into fruition. I stopped looking at my Facebook feed, everybody struggling. My moms working two full time jobs, man this is not life.

Breh you sounded exactly like me when I was in that situation. All I can say is it'll only get better if you work at it. All my frustration, pain, and hurt I put it into trying to better myself. It took a long ass time though and in the process I threw 99% of my family in the bushes because of the bullshyt they were trying to do to me, but in the end it all worked out. Keep ya head up breh :salute:
 

mson

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What stage in life u at now? U were u planned to be? If u are what u do to get their that's sorta different from my approach?

I'm only 28, but I've been doing the same thing you are doing, I'm just three years ahead. I was a television and radio major and got a job straight out of college. I live with my parents and I went to Brooklyn college so the education was cheaper than a state school. My credit is great and I have no debts. There was a point when I couldn't get a credit card before some one at my bank vouched for me and now I have three. I'm frugal and some people think I'm cheap, but I want to make big moves and you need capital for that. My savings account has 50k, mutual funds has 30k, checking has 15k,(that's 95k) 401k has 30k and stocks has 5-6k. I'm almost at my goal of 100k in my bank account. I switched to part time at my old job because the pay was shyt ($16.65 now $17) but I wanted to keep the benefits. My new job is freelance but the pay is $50 an hour so all I need is hours and it's been getting busy. My advice to you would be to stay debt free and look into investing some of your cash.
 
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Urbanmiracle

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I feel alot y'all pain. shyt I'm 29 working for the government sharing an apt with my dad. I wasted my 20s spending like it was going out of style. I was in debt for awhile but slowly and surely I climbed myself out of it. I had to cut alot of spending hobbies out like sneakers, going out and such. Now I'm almost done with my debt and I started saving and budgeting myself. Soon I plan to get my own place and take it from there. What I've learn is its never too late to change. I used to feel defeated, and I ran to music as a form of therapy. I have a whole album about it called The Miralce In Me ima drop soon. Anyways the point I'm making is never give up. As long as you're alive and able, you can do and be whatever you desire. And we as people need to uplift each other once and a while.
 
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