I'm 25 years old and live with my parents. That makes me a loser right?

Rawtid

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the smokin trees and madden nikkas are usually the ones complaining tho.... that's the point.

Most people don't live in NY and LA, but its hard everywhere... I live in Detroit, was born into a crazy situation and was out by 14. Basically it's up to the person... cuz I know privileged kids who aren't doing shyt, and some who are.

certs degrees n all that shyt takes time.... but fasfa can get u loans and there are jobs u can do while in school. ur poor then it's 2 years at CC then move on... get refund checks.

in college i had 4 roommates, 2 worked at mcdonalds, the other two didn't do shyt and we made it. Honestly when i was 19, i didn't need shyt but a bfast bar and roman noodles to survive in life...
This is what fukks people in the end, borrowing money. I think parents, black parents specifically need to do better with college planning for our children. I think if a black child can graduate college without any debt, they'd have a great starting point. Why would you want your kid to struggle when you had to?
 

AVXL

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I stayed at my folks house when I came home from college and stayed there til last November. (08-2012). From 08-2011 the most i could pay was utilities. My Dad, brother & Stepmom stay in Birmingham, Alabama so i was basically in the house by myself and theyd come back to Atlanta once a month. So i can sorta relate to this situation b/c i did get pressure from my Dad & stepmom to move out but at the same time I was living the bachelor life with what looked like my own crib til I got my girl pregnant & she moved in with me at the end of 2011.

I'd say you gotta get your life & mind right before you leave b/c once you leave, going back should never be an option.
 

Cloutius Maximus

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This is what fukks people in the end, borrowing money. I think parents, black parents specifically need to do better with college planning for our children. I think if a black child can graduate college without any debt, they'd have a great starting point. Why would you want your kid to struggle when you had to?

A lot of black parents are barely makin it month to month let alone stashing away thousands of dollars for college. When I turned 18 I knew what the deal was, wasn't NO savings. Thank god for fee waivers, all my CC classes are free 99 :blessed:
 

Blackking

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This is what fukks people in the end, borrowing money. I think parents, black parents specifically need to do better with college planning for our children. I think if a black child can graduate college without any debt, they'd have a great starting point. Why would you want your kid to struggle when you had to?
:whoa: I'm not talking about my kids.... more than likely my kids (i got 3) will attend private schools their entire life then great universities, and not have any loans.... will grow
up and not have to work for any CAC.


I'm just speaking in general about the loans - people have options.. and i struggled cuz i grew up in a literal trap in detroits east, but random people raised me well though.
 

Rawtid

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A lot of black parents are barely makin it month to month let alone stashing away thousands of dollars for college. When I turned 18 I knew what the deal was, wasn't NO savings. Thank god for fee waivers, all my CC classes are free 99 :blessed:

That's bullshyt. Stash $50 a month and increasing each year from birth to 18. I know there are some parents who are legit barely making it but I've seen a lot of cases where family play the lotto daily, eat out everyday, have car payments, rent furniture, dress their kids in expensive clothing,etc claim to be not able to save. It's a sacrifice for sure, but it will be worth it.
 

Rawtid

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:whoa: I'm not talking about my kids.... more than likely my kids (i got 3) will attend private schools their entire life then great universities, and not have any loans.... will grow
up and not have to work for any CAC.


I'm just speaking in general about the loans - people have options.. and i struggled cuz i grew up in a literal trap in detroits east, but random people raised me well though.

LOL well when are you going to know for sure? Do you have an ESA started for them or at least a mutual fund.
 

Blackking

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Sounds like broke people's way of thinking. That's just me, no offense

I rather pass something worth of wealth or value, in assets, to my son when he grows up so that he can have a better and easier life than me. Not spoiling him, but he shouldn't have to worry about a roof over his head or basic shyt like that.
i'm not offended and i see what ur saying.... but do u have children? have u built a career yet? did u have to struggle growing up.

i mean i'm only 28 and my sons are already set up for college except for 1... if i do what i need to do, he will be good as well. Also, i'm not w my first BM, but when I come up she comes up, if i get something she gets it... i get a new whip, she gets a new car... to me that's how it's supposed to be. Woman happy then kids are happy and develop well.

At the same time, if I wake up stratching my dikk in the morning and I hear my 25 year old son playing Madden in his room - I'm going to really start to wonder where i went wrong. Because no man starts off with a lot in his bank... but every man should be able to support himself -- If one of my sons needs to stay w me pass 19 then he better have some huge master plan he's cooking up that will take care of his moms and himself for the rest of their lives.
 

Blackking

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LOL well when are you going to know for sure? Do you have an ESA started for them or at least a mutual fund.
Michigan makes it easy... there are multiple plans. me and my father and grandfather and greatgf all have the same name - my son who I named the same name, my dad put up 80k for him already. I think that's outta guilt for playing vanishing magician on me, lol.

#2 I got him.. we started saving, it's easy- plus that BM works at GM in senior management. She has 3 degrees 4.0 gpa - so she got him if I didn't (but I believe a woman should enjoy her money, so hopefully I don't have to ask her to help).

Last son is too young to go to private schools w them. He's a baby, but i got him. I can tell he's smarter than the other two already - so I think he will be like me and get a scholarship. if he doesn't then I will take care of half at least - either-way, lil nikka will have to get out my house by 19.

no parental rights to 4th son so i don't count him, she moved to italy, never saw him.. she did me dirty, but fukkit life goes on.
 

Rawtid

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Michigan makes it easy... there are multiple plans. me and my father and grandfather and greatgf all have the same name - my son who I named the same name, my dad put up 80k for him already. I think that's outta guilt for playing vanishing magician on me, lol.

#2 I got him.. we started saving, it's easy- plus that BM works at GM in senior management. She has 3 degrees 4.0 gpa - so she got him if I didn't (but I believe a woman should enjoy her money, so hopefully I don't have to ask her to help).

Last son is too young to go to private schools w them. He's a baby, but i got him. I can tell he's smarter than the other two already - so I think he will be like me and get a scholarship. if he doesn't then I will take care of half at least - either-way, lil nikka will have to get out my house by 19.

no parental rights to 4th son so i don't count him, she moved to italy, never saw him.. she did me dirty, but fukkit life goes on.

Good shyt. Sorry about your 4th son though. Make sure you get life insurance as well (If you don't already have it). Term life policy at about 10x your income.
 

AntiHero

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Man, how tf are you guys over 20 living with your parents ? :what:

I'm 18 and my mom is already trying to kick me out.
 

TruStyle

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I'm 28 and I do :manny:

However just six months out of the year.

House is 4000 sq foot , i love it.

This is yall hero? A grown 30 year old man living at home with moms and dads?

Yall dudes cant be serious.

:snoop:

This is how i know, all the baller, IT 6 figure dudes is just all fukking fantasy from yall cats. Man this man is 30 at home and you got that other clown @Stuntone talmin bout hes winning cuz he just financed a 07 audi for 25K

God damn this site is like a Second Life. Dudes just come on here and make up outlandish personas and fantasy lives.

:snoop: Yall kids man.
 
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I'm 24 and still living with my parents. They're cool with it cause I spent the past two years paying off my student loans and now putting all my cash towards buying my own house (should be out by next year). Also have two younger brothers so help em around with things. Basically not being a burden. But I guess that makes me a loser still :manny:
 

sfgiants

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In California, being 25+ still livin at the crib is normal :snoop:

so i dont judge people esp in this area, where rent is routinely 1300+ for a shythole apartment in a crappy neighborhood, gas is 4$+ per gallon, just cost of living in general is a fukkin nightmare.

my boy is a college graduate with a good job and lives at the crib.
 
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