I didn't read the whole thread but unless breh outlined his entire financial situation, all the advice is presumptive.
"Use that money for a house, investments, business, etc. first..." How do we know he hasn't already done that to some extent (albeit unlikely)?
Ol Dave Ramsey ass nikkas giving advice in a vacuum
if breh has his bills covered and is saving for retirement/future then let him decide how to spend his discretionary income. We could all take every penny earned and reinvest or save, but then when would we live?
I know old people that did nothing but save their entire life so naturally when they should be enjoying their savings, they're still living that frugal life out of habit. All I can think is, what's the point of saving then, outside of the clear psychological effects (which is mostly the root cause ime) of feeling financially secure