How For-Profit Colleges Have Targeted and Taken Advantage of Black Students

[get these nets]

Is it really deceptive?

You should do your own research. Community college is infinitely better. I feel like the article is saying black people are the only ones dumb enough to fall for it.

I'm not listening to Romeo about anything education, nor the nikka with cap telling me to get off of the couch.




We have HBCU's and they want us there, we also have community colleges that are exponentially cheaper than university. The purpose of marketing is to attract consumers. Some of us have to stop looking for the easy way out. Some things in life cant be achieved via shortcuts.

nah, OP article is pointing out that segments of the Black community were targeted, but this is/was an issue affecting a wide section of communities. Look at the videos posted on page 3 of this thread, and read the articles about the lawsuits and settlements. And it was clear cut deception, and the courts saw it that way.

As far as the rest of what you wrote, it's not quite that simple. When you are in high school, you might have a guidance counselor to ask questions if you can't run things by your family.
If you are an adult, without that circle of family members or friends with experience with college/vocational training...how are you in a position to weigh the lies that recruiters are feeding you versus what's in your best interest?

 

[feelosofer]

I usually push people to just go to community college, they are accredited and the credits usually transfer.

 

[Lucky_Lefty]

This reminds me to go at this bytch neck I work with when I go back to work. Trying to clown cause I’m quitting my job to go back to grad school. This hoe bragging about having completed undergrad and postgrad at Trident and fukkin Kaplan.

 

[GreenGhxst]

nah, OP article is pointing out that segments of the Black community were targeted, but this is/was an issue affecting a wide section of communities. Look at the videos posted on page 3 of this thread, and read the articles about the lawsuits and settlements. And it was clear cut deception, and the courts saw it that way.

As far as the rest of what you wrote, it's not quite that simple. When you are in high school, you might have a guidance counselor to ask questions if you can't run things by your family.
If you are an adult, without that circle of family members or friends with experience with college/vocational training...how are you in a position to weigh the lies that recruiters are feeding you versus what's in your best interest?

I understand what you're saying but you still should do research

A quick google search could push you in the right direction

We have access to so much information that I think the onus is on you

I'm not saying these quick degree colleges don't have shady dealings and that they shouldn't be sued

What I am saying that as an adult you should do way more research, especially if you're going to sink a huge amount of time into schooling

 

[get these nets]

UPDATE



=======================================

H.J.Res.76 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability".


current status
passed the House 1/16/20

H.J.Res.76 - 116th Congress (2019-2020): Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability".

UPDATE

current status
passed Senate 3/11/20

 

[get these nets]

Maryland first to protect veterans from for-profit colleges
(OP-ED)
May 15, 2020

Gov. Larry Hogan and the Maryland General Assembly have made the state the first in the nation to pass important protections for veterans who often fall prey to deceptive marketing practices of failing for-profit colleges.

The Veterans Education Protection Act eliminates the incentive for for-profit colleges to deceive and defraud veterans. Specifically for Maryland, it closes a federal loophole that currently inadvertently incentivizes failing for-profit colleges to target GI Bill funds to prop up their revenues.

The federal rule requires for-profit colleges to receive at least 10% of their tuition revenue from non-federal sources. The language is vague enough to allow these schools to count veterans’ education benefits as private revenue, thereby completely skirting the federal limit, and providing a powerful — and perverse — incentive to enroll as many veterans as possible. Fortunately, Maryland has stepped up to close this loophole, at least within its borders, creating a state “90/10 rule” that disallows Maryland-based schools from counting veterans’ education benefits as private revenue.

Colleges should value veterans because they make great students and are an asset in the classroom, not target them with deceptive and aggressive recruiting just to use veterans’ hard-earned GI Bill money to prop up the bottom lines of failing for-profit companies and line the pockets of their wealthy shareholders. In passing the first-ever 90/10 loophole closure in the country, Maryland has set an example for the rest of the nation to follow that it’s more important to protect our vets than to cater to deep-pocketed corporations.

 

[get these nets]

UPDATE


=======================================
H.J.Res.76 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability".

current status
passed the House 1/16/20

H.J.Res.76 - 116th Congress (2019-2020): Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability".

UPDATE

current status
passed Senate 3/11/20

UPDATE

current status
VETOED by the President 5/29/20

Veto Statement in the spoiler

Spoiler

Presidential Veto Message to the House of Representatives for H.J. Res. 76 | The White House





Presidential Veto Message to the House of Representatives for H.J. Res. 76
Education

Issued on: May 29, 2020

All News
TO THE HOUSE OF REPRESENTATIVES:

I am returning herewith without my approval H.J. Res. 76, a joint resolution that would undermine the efforts of my Administration to protect students and taxpayers by nullifying the Borrower Defense Institutional Accountability Regulation, which the Department of Education published in the Federal Register on September 23, 2019, following extensive public hearings and public comment.

The Borrower Defense Institutional Accountability rule sets forth clear standards for borrower defense to repayment, providing needed transparency to both students and schools. Under this rule, a fair process will deliver deserved relief to students harmed by their educational institutions. Whereas the last administration promoted a regulatory environment that produced precipitous school closures and stranded students, this new rule puts the needs of students first, extends the window during which they can qualify for loan discharge, and encourages schools to provide students with opportunities to complete their educations and continue their pursuit of economic success. H.J. Res. 76 would return the country to a regulatory regime in which the Federal Government and State attorneys general, rather than students, determine the kinds of education students need and which schools they should be allowed to attend.

American higher education must transform to better meet the needs of today’s students. My Administration stands ready to work with the Congress to foster the development of a more affordable, more flexible, and more innovative system of higher education that is better able to meet the educational needs of our students, and in which schools take on more responsibility for the success of the students who enroll in their programs.

H.J. Res. 76 is a misguided resolution that would increase costs for American students and undermine their ability to make choices about their education in order to best meet their needs. For these reasons, it is my duty to return H.J. Res. 76 to the House of Representatives without my approval.

DONALD J. TRUMP

THE WHITE HOUSE,
May 29, 2020.

 

[get these nets]

@SJUGRAD13

 

[get these nets]

UPDATE

current status
VETOED by the President 5/29/20

Veto Statement in the spoiler

Spoiler

Presidential Veto Message to the House of Representatives for H.J. Res. 76 | The White House





Presidential Veto Message to the House of Representatives for H.J. Res. 76
Education

Issued on: May 29, 2020

All News
TO THE HOUSE OF REPRESENTATIVES:

I am returning herewith without my approval H.J. Res. 76, a joint resolution that would undermine the efforts of my Administration to protect students and taxpayers by nullifying the Borrower Defense Institutional Accountability Regulation, which the Department of Education published in the Federal Register on September 23, 2019, following extensive public hearings and public comment.

The Borrower Defense Institutional Accountability rule sets forth clear standards for borrower defense to repayment, providing needed transparency to both students and schools. Under this rule, a fair process will deliver deserved relief to students harmed by their educational institutions. Whereas the last administration promoted a regulatory environment that produced precipitous school closures and stranded students, this new rule puts the needs of students first, extends the window during which they can qualify for loan discharge, and encourages schools to provide students with opportunities to complete their educations and continue their pursuit of economic success. H.J. Res. 76 would return the country to a regulatory regime in which the Federal Government and State attorneys general, rather than students, determine the kinds of education students need and which schools they should be allowed to attend.

American higher education must transform to better meet the needs of today’s students. My Administration stands ready to work with the Congress to foster the development of a more affordable, more flexible, and more innovative system of higher education that is better able to meet the educational needs of our students, and in which schools take on more responsibility for the success of the students who enroll in their programs.

H.J. Res. 76 is a misguided resolution that would increase costs for American students and undermine their ability to make choices about their education in order to best meet their needs. For these reasons, it is my duty to return H.J. Res. 76 to the House of Representatives without my approval.

DONALD J. TRUMP

THE WHITE HOUSE,
May 29, 2020.

Vetoed by the President.

 

[get these nets]

Duplicate

 

[get these nets]

UPDATE 11/07/20

With the AP calling the election for Biden/Harris, it appears that the next administration will undo what happened under Trump. We've tracked the recent legislation activity tied to this issue in the thread

Let's go back to 2016, when an episode of Frontline covered the topic

Clip



full video here
A Subprime Education


===========================
To the guys who have weighed in about personally dealing with this, I hope the new administration allows you to get the matter resolved in a fair way.


To anybody reading this who was repeating "both sides are the same", stop it.

 

[get these nets]

@Scott Larock

UPDATE 3/19/21

• President Biden cancels $1 billion in student loan debt
  

President Biden cancels $1 billion in student loan debt
By
March 18, 2021

Seventy-two thousand student loan borrowers could breathe a sigh of relief Thursday, after the Department of Education announced they will have the entirety of their debt forgiven.

The move only applies to borrowers whose claims have already been approved under something called borrower defense to repayment, a federal law that allows students to have their loans cancelled if they attended a school that closed suddenly or was proven to take part in illegal or deceptive practices, such as ITT Technical Institute or Corinthian Colleges. The law was bolstered by the Obama administration in 2016.

Under President Trump, however, then-Secretary of Education Betsy DeVos made it harder for such students to have their debts forgiven. DeVos said the law was too generous to student loan borrowers and too costly for taxpayers.

The 72,000 student loan borrowers impacted by the Department of Education’s announcement already received partial loan forgiveness while the Trump Administration was still in office. Now, those loans will be fully forgiven.

Thursday’s action is another rollback of Trump-era laws and regulations by President Biden.

Officials in the Biden administration said the DeVos-led formula to cancel student loans in cases of deception or abrupt school closure made it unfairly difficult for borrowers.

“Borrowers deserve a simplified and fair path to relief when they have been harmed by their institution’s misconduct,” said Secretary of Education Miguel Cardona in a statement. “A close review of these claims and the associated evidence showed these borrowers have been harmed and we will grant them a fresh start from their debt.”

Forgiving student debt has become a major point of debate among leading Democrats. On Monday, Democrats of both chambers of Congress—including Senate Majority Leader Chuck Schumer, D-N.Y., and former Democratic presidential candidate Elizabeth Warren, D-MA.—urged President Biden to issue executive orders canceling up to $50,000 in student debt, citing a provision in the recent Covid-19 relief stimulus package that made student loan forgiveness tax-free until 2025.

While President Biden has yet to budge, his action Thursday is likely just the first of many moves regarding the borrower defense to repayment law. The Department of Education said they also plan on further addressing the borrower defense application process and will pursue re-regulation.

And it’s not the first move Biden has made to help ease the burden on the 44.7 million Americans who owe student loans totaling over $1.7 trillion. In January, Biden signed an executive order extending the payment pause on federal student loans until October because of the pandemic. The next month, he urged Congress to include the cancelation of an additional $10,000 of federal student loan debt in pandemic relief measures.

Other moves regarding student loan forgiveness, including wide-scale loan cancellation, may still come but it likely won’t happen anytime soon. Democratic leaders are in favor, but a student loan forgiveness plan is yet to make it through either the Democratic-controlled House or Senate.

 

[Shamayw_33]

This is exactly why the educational system needs to be regulated and colleges/universities need to be capped at a certain non fluctuating dollar amount for student tuition.

College is a rip off for most blacks. Most will not even use the degree they slaved away obtaining let alone pay off their student loans before retiring from their jobs.

Sorry ass US government. College should be free for citizens, but we know that's not gonna happen. They need to cap these predatory colleges/universities.

 

[Suzie]

This is exactly why the educational system needs to be regulated and colleges/universities need to be capped at a certain non fluctuating dollar amount for student tuition.

College is a rip off for most blacks. Most will not even use the degree they slaved away obtaining let alone pay off their student loans before retiring from their jobs.

Sorry ass US government. College should be free for citizens, but we know that's not gonna happen. They need to cap these predatory colleges/universities.

Amen!

 

[get these nets]

UPDATE







University of Phoenix agrees to eliminate $141 million in student debt
Posted: 5:09 PM, Dec 11, 2019
Updated: 7:26 PM, Dec 11, 2019
By: Justin Boggs

The University of Phoenix settled a legal battle with the Federal Trade Commission on Tuesday, by agreeing to eliminate $141 million in student debt and pay $50 million to the FTC, the FTC announced.

Former University of Phoenix Students Will Receive Nearly $50 Million in University of Phoenix Deceptive Advertising Settlement
March 26, 2021


The Federal Trade Commission is sending approximately $50 million to former University of Phoenix students following a settlement over deceptive advertising accusations for UP, NBC News reported.

This comes as part of a 2019 $191 million settlement over allegations the university ran advertisements falsely claiming relationships with companies such as AT&T, Yahoo!, Microsoft and Twitter. The deceptive ads claimed the school could leverage these relationships to create job opportunities for its students.

University of Phoenix and parent company, Apollo Education Group, targeted prospective Hispanic and military students, alleged the FTC.

The nearly $50 million will go to about 147,000 students who: enrolled at the online school between Oct. 15, 2012 and Dec. 31, 2016; paid more than $5,000 with cash, grants, federal and private student loans, or military benefits; did not get debt cancellation as part of the settlement; and did not opt out of UOP providing the student’s contact information to the FTC, NBC News reported.

$141 million of the $191 million settlement will go towards cancelling debts eligible students owe to the university.