females are the most inexpensive creature...club cover free. free drinks...cuz guys simp.
an international chick would return the favor...but simping is expected for the american chick.
when she says "owe"? he is telling her, of what he did for her and now she should pay...it does not seem genuine...thats why you gotta be diplomatic about it...
once she starts her job and has been there a few months, tell her: every month or twice a month - set a date - we need $500 to take care of electric, internet, water, trash, house phone bills...I spend x,xxx(x) and $500/etc is your share...
or get a combined checking account...and determine how much each party puts in for bills. or use one checking account, and set parameters.