There are 100 other things that go into making a bad financial situation toxic, being in love with your sick husband is not why women file for divorce. You’re literally trying to put any financial hardship into - bad finances = divorce, that’s not how it works.
Soo,
So she can't pay 100 % of the bills? It's toxic to pay 100% of the bills?
What's so toxic about taking her money, paycheck, hoping online and paying the household bills for this month?? All of them
She can't do that with her money??