Sunalmighty
Superstar
Im on USAA right now. I'm a member and I'm ex military. I'm thinking about just doing the First Start Fund or putting down 500 because that gives you more options.
CREATING MILLIONAIRES: POSTERS AIDING WEALTH GROWTH
- Thread starter Sunalmighty
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BaldingSoHard
Veteran
Honestly, having been there for a while, most of their funds really aren't that great. USAA as a bank or as an insurer is 5* all the way. But I'm not really sold on their IRA offerings; they're a bit expensive. I'd advise anyone to just stick with Vanguard.
Sunalmighty
Superstar
Are you knowledgable about any credit unions? I'm a member of Navy federal credit union
BaldingSoHard
Veteran
Unfortunately I am not. I've heard good things but can't speak on it personally.
is betterment free? signing up n says 30 day trial
Sunalmighty
Superstar
When you say USAA is a bit expensive, is there an annual fee you are speaking of or just the price of the investments?
BaldingSoHard
Veteran
It's not free, I forget what the fees are but it's pretty negligible. But any brokerage is going to charge a fee. Even if you use Ameritrade and do your own trades it's like $4.95 per trade or something.
Here this shows what the fees are that I've paid since opening the acct in 2012.
BaldingSoHard
Veteran
Just the price of some of the investments. No fees as far as I can see.
It's not free, I forget what the fees are but it's pretty negligible. But any brokerage is going to charge a fee. Even if you use Ameritrade and do your own trades it's like $4.95 per trade or something.
Here this shows what the fees are that I've paid since opening the acct in 2012.
Good shyt man didn't know about this site.
Thanks
BaldingSoHard
Veteran
Last thing...
Unless you're looking to invest over a very long term (10 years or longer) I'd say you probably want to stay out of the market right now. Every expert every analyst believes that a market correction (crash) is coming and coming soon. Nobody really knows when, but if you opened an acct with Betterment today, you would lose a good chunk of money in the short term when the market crashes.
Edit: Actually you wouldn't really lose money it'd just be paper losses vs actual losses, but it would make investing not very fun for you for the first few years.
Sunalmighty
Superstar
My job uses Fidelity for our 401k im gonna check with them for ROTH.
BaldingSoHard
Veteran
Yea Fidelity is good too.
↓R↑LYB
I trained Sheng Long and Shonuff
I have an account with CDC Federal Credit Union and I haven't had any problems with them. My primary account is with Citizens Trust Bank
↓R↑LYB
I trained Sheng Long and Shonuff
It's not free, I forget what the fees are but it's pretty negligible. But any brokerage is going to charge a fee. Even if you use Ameritrade and do your own trades it's like $4.95 per trade or something.
Here this shows what the fees are that I've paid since opening the acct in 2012.
Are you investing in a fund or are you investing in individual stocks at betterment?