DrHackenbush
Happy wars/sad love songs
If she's earning she's paying. Only way she gets to live there for free is if she's raising the children
Charging girlfriend rent on a property you own outright. Who’s right/wrong?
- Thread starter MAGNETO.
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CashmereThoughts
Veteran
He brought free and clear real estate to the table. What she brought?
GreenGhxst
Veteran
She should pay something, 800 is a bit much
400 is more than fair, he has his own expenses
If I were her I'd want to put something on the books
Absolutely free is completely ridiculous, what type of bum moves in rent free and is okay with it?
Put something on the books, 800 is too much, I think anywhere between 300 and 400 is fair
He still has other bills
400 is more than fair, he has his own expenses
If I were her I'd want to put something on the books
Absolutely free is completely ridiculous, what type of bum moves in rent free and is okay with it?
Put something on the books, 800 is too much, I think anywhere between 300 and 400 is fair
He still has other bills
They always do that. They just make up shyt instead of talking about what's clearly posted. It's so annoying.The op clearly states that he expects her to pay half of the expenses + $800 rent.
Y'all been arguing about the wrong shyt for six pages.
yeah but that's impersonal for someone you care about or love. If that was his roommate or his tenant then I would agree, my landlord doesn't love me
or care about me, just cares that I pay the rent.
CurrencyChase
Banned
Guess he's not that serious about her. Dude is billing her for half a mortgage he does not have to pay anymore 
. I can understand half split on everything existing. But billing your girlfriend who is living with you for past bills is hilarious.
. I can understand half split on everything existing. But billing your girlfriend who is living with you for past bills is hilarious.
lol, this seems more and more like 
I know some grimy dudes man, and even they wouldn't think of this
I know some grimy dudes man, and even they wouldn't think of this
David_TheMan
Banned
Cost you as much money as her taking up space in your house for free, when you have already paid the.price to be there, just like you paid the.price for the shyt shenis taking from your store.
She os paying rent to stay there because it cost money to stay in a place, that you paid money for the house and bought it doesnt have.anything to do with her, she is.playing for the.ability to sleep and have a.presence thete, how you seem to not understand this confuses me.
Her moving in cost you, cost you higher usage in utilities and opportunity costs, you giving her the.room at a low rate costs you the money you could be making if you put the space for sale and rented it out at the market rate. Cost you mpre than you would lose by her taking snacks honestly.
Again its selfish to.charge her rent, but its not selfish for her to not expect to pay it and pocket 2k?
Simpin at its ginest right here ladies and gentlemen. Lol
David_TheMan
Banned
Access to her p*ssy in the next room or in the same bed. p*ssy you were getting when she had her own place. Lol
These simps
Let's see...
Honestly it sounds like dude just wants a tenant which I understand and in his right. However that now makes him a landlord and makes her subject to certain rights on the home that he lives in. That could go very very badly for him if things goes wrong. He can't just ask her to leave if things go wrong.
The smarter thing to do would be to rent out his home for a larger amount, get a seperate place with her and split the bills. That way he is making more, he could use his rental as a business and write off a ton of shyt. He also could leave whenever he wants, have a place to fall back on and there would be no question on what she should or shouldn't pay.
As far as who is right or wrong.
When I think of these scenarios I like to put myself in each person's shoes. If I'm her, I would be saving money and be close to someone I care about. However he's not serious with her so it's clear he just wants the extra bread but clearly isn't fully aware of how this could do badly with that because if you want me as a tenant, in this scenario, you're damn sure going to give me my own space and you will be subject to every landlord tenant law out there. From her perspective, I think it would benefit her to decline and just find a cheaper space on her own to save money. If he's not trying to be serious it makes no emotional or social sense to move in with him.
If I'm him I would do the scenario in the first paragraph if I was serious with her. If I'm not then I wouldn't ask her to move in. Trying to come up in a shaky way can end up costing you more money in the end. Dude should just get an actual tenant and call it a day. Is he "right" to ask for money? Sure it's in his rights but trying to live off a principle could fukk you up. He needs to move smarter and not tell his financial business. He needs to tighten up.
Honestly it sounds like dude just wants a tenant which I understand and in his right. However that now makes him a landlord and makes her subject to certain rights on the home that he lives in. That could go very very badly for him if things goes wrong. He can't just ask her to leave if things go wrong.
The smarter thing to do would be to rent out his home for a larger amount, get a seperate place with her and split the bills. That way he is making more, he could use his rental as a business and write off a ton of shyt. He also could leave whenever he wants, have a place to fall back on and there would be no question on what she should or shouldn't pay.
As far as who is right or wrong.
When I think of these scenarios I like to put myself in each person's shoes. If I'm her, I would be saving money and be close to someone I care about. However he's not serious with her so it's clear he just wants the extra bread but clearly isn't fully aware of how this could do badly with that because if you want me as a tenant, in this scenario, you're damn sure going to give me my own space and you will be subject to every landlord tenant law out there. From her perspective, I think it would benefit her to decline and just find a cheaper space on her own to save money. If he's not trying to be serious it makes no emotional or social sense to move in with him.If I'm him I would do the scenario in the first paragraph if I was serious with her. If I'm not then I wouldn't ask her to move in. Trying to come up in a shaky way can end up costing you more money in the end. Dude should just get an actual tenant and call it a day. Is he "right" to ask for money? Sure it's in his rights but trying to live off a principle could fukk you up. He needs to move smarter and not tell his financial business. He needs to tighten up.
This is simple for me, after reading arguments from both sides.
I get the emotional baggage associated with charging your girlfriend rent. It was poorly worded by the guy.
However...
Let's put emotions aside. He owns a home, which is a financial asset. He is allowed to derive residual income on his asset, or what economists call rent. We as a society place a value on not being homeless and having a roof over our heads, which is why rent (in the more colloquial sense) is so damned high. Supply and demand.
In any other situation, unless it was a family member or friend in dire straits, anyone moving into a house would expect to pay a rent (separate from utilities which are consumption driven), or otherwise provide something of monetary value (chores, food... And those go only so far). Because once you stop paying rent, the asset owner misses out on the income he could have got from someone else willing to pay, and the income saved from the reduced wear and tear on the asset due to having only one person there as opposed to two.
Plus (and here is the kicker), any money you don't charge in rent is being utilized by the tenant to do other stuff (splurge on stuff, pay down debt, buy another asset). Even if your don't charge rent, your asset is still generating income. It's just... That income is not going into your pocket (and it fukking should, after all you put in all this work to own the asset).
So let's bring the relationship into it. He has a girlfriend who is thinking of moving (they just upped the rent at her place and she is responsible for utilities). He offers her to move into a most likely more comfortable, spacious dwelling. The split utilities part, everyone agrees on, as that is driven on consumption by 2 parties now.
He's offering her the opportunity to pay only $800 in rent (badly worded). Keep in mind, she won't get this deal anywhere else. He is not charging her market rates based on what similar places would charge. Removing emotion, I don't see the problem here. She comes out ahead to the tune of over $1000 a month. He recoups some of the value inherent in owning such an asset.
That the mortgage is paid doesn't have shyt to do with anything. It is an asset. That I own it doesn't mean you get to move in and profit off of it, without cutting me a share of your profit. I think that is what it boils down to. Yes you may be my girlfriend but there are mutual benefits to this relationship, and you are getting a literal discount and I'm cutting you some of what I would recoup if you were a stranger. Be decent and pay up, or don't, but don't expect to move in for free.
I'd say the same if it was a man looking to move in and not pay his fair share.
Finally... If they get married, the dynamic changes. If they decide to jointly own all assets, then her name goes on the deed and they both share in the costs and profits. If he wants to maintain their assets as separate, then cool, but at that point you can't ask your wife (potential mother of your kids) for rent. What you do at that point is move out into another apartment and share costs there, or move into another home and build equity together, while you rent the former house out for full market price, or sell it.
If she seriously feels some sort of way about the request then I'm raising red flags. Finances cause a lot of issues in relationships, and it says a lot if both parties can put their gender taught roles and egos to the side, and discuss money flows and equity and assets in a dispassionate manner. At the very least understand where he is coming from. If she's on this... "Uh uh I'm either your girlfriend or your tenant"... Bush her. I'd say the same if it was a guy.
My 2 cents.
I get the emotional baggage associated with charging your girlfriend rent. It was poorly worded by the guy.
However...
Let's put emotions aside. He owns a home, which is a financial asset. He is allowed to derive residual income on his asset, or what economists call rent. We as a society place a value on not being homeless and having a roof over our heads, which is why rent (in the more colloquial sense) is so damned high. Supply and demand.
In any other situation, unless it was a family member or friend in dire straits, anyone moving into a house would expect to pay a rent (separate from utilities which are consumption driven), or otherwise provide something of monetary value (chores, food... And those go only so far). Because once you stop paying rent, the asset owner misses out on the income he could have got from someone else willing to pay, and the income saved from the reduced wear and tear on the asset due to having only one person there as opposed to two.
Plus (and here is the kicker), any money you don't charge in rent is being utilized by the tenant to do other stuff (splurge on stuff, pay down debt, buy another asset). Even if your don't charge rent, your asset is still generating income. It's just... That income is not going into your pocket (and it fukking should, after all you put in all this work to own the asset).
So let's bring the relationship into it. He has a girlfriend who is thinking of moving (they just upped the rent at her place and she is responsible for utilities). He offers her to move into a most likely more comfortable, spacious dwelling. The split utilities part, everyone agrees on, as that is driven on consumption by 2 parties now.
He's offering her the opportunity to pay only $800 in rent (badly worded). Keep in mind, she won't get this deal anywhere else. He is not charging her market rates based on what similar places would charge. Removing emotion, I don't see the problem here. She comes out ahead to the tune of over $1000 a month. He recoups some of the value inherent in owning such an asset.
That the mortgage is paid doesn't have shyt to do with anything. It is an asset. That I own it doesn't mean you get to move in and profit off of it, without cutting me a share of your profit. I think that is what it boils down to. Yes you may be my girlfriend but there are mutual benefits to this relationship, and you are getting a literal discount and I'm cutting you some of what I would recoup if you were a stranger. Be decent and pay up, or don't, but don't expect to move in for free.
I'd say the same if it was a man looking to move in and not pay his fair share.
Finally... If they get married, the dynamic changes. If they decide to jointly own all assets, then her name goes on the deed and they both share in the costs and profits. If he wants to maintain their assets as separate, then cool, but at that point you can't ask your wife (potential mother of your kids) for rent. What you do at that point is move out into another apartment and share costs there, or move into another home and build equity together, while you rent the former house out for full market price, or sell it.
If she seriously feels some sort of way about the request then I'm raising red flags. Finances cause a lot of issues in relationships, and it says a lot if both parties can put their gender taught roles and egos to the side, and discuss money flows and equity and assets in a dispassionate manner. At the very least understand where he is coming from. If she's on this... "Uh uh I'm either your girlfriend or your tenant"... Bush her. I'd say the same if it was a guy.
My 2 cents.
Now this whole shyt could have been avoided if he said, "hey, let's get an apartment together downtown", and rented out his house at full margins. Now this way, he is really caking. Or not, depending on how much maintenance and taxes are running him. But at least this thread wouldn't be 11 pages.
Would she still be upset though if she found out he was a landlord with a paid off house? I bet some chicks would be
Would she still be upset though if she found out he was a landlord with a paid off house? I bet some chicks would be
