Who says that these people who lost their insurance had plans that sucked? Maybe they liked their plans and found them to be affordable. People are smart enough to decide for themselves if a plan is good or bad.
A lot of people are seeing their premiums skyrocket.
oh boy. okay party's over. time for some real health insuranc elogic from someone that has worked in the field. ME.
STOP IT.
here's how it works. and lets me be clear half of my family has worked in the industry for years as well. i've personally did time at Blue cross of cali. and a smaller insurance. i got people's at kaiser. i got folks that were putting in systems for the ACA with their respective insurances.
the truth is the ACA if you pay attention to detail. specifically stats "BETTER" healthcare for all. not just Healthcare for all. its BETTER.
the better = NO LIFE TIME MAX's, etc, etc. you dont even understand what that means. do you realize most people with coverage that got cancelled had WACK/CRAP insurance. yes they did. no matter what they tell you. the only reason they were kicked off is because those policies did not have the basics within them. this means you were paying lets say $175.00 for something that didnt even work for you.
my example. you have that pre ACA plan for $175.00(this is what i can afford..you say). But you have a big time emergency. you find out Sorry we dont cover X, Y, or Z. we cover A, B and C at 50%. So your bill will be $28,050 we need that before we can put your foot back on sir. you got that money? you
People thought they had good coverage and didnt have anything. they were paying half coverage on car that had zero coverage when the ish hits the fan. imagine that. imagine i pay $175 for full coverage, uninsurance motorists etc on a new whip. if a fool hits me. i got a $500.00 ded. and i'm GOOOD. rental for 30 days, etc until my car is fixed or totaled out and the blue book value.
You with your CRAP coverage pays $90.00... an uninsured motorists smacks you and you run into a telephone pole and knock it down. Your deductible is $1000 first off. so lets keep it 1000. you dont have $1000 to kick start the fixing process. and even if you did. your mom and pop no name crap insurance isnt covering the total amt of the city damage for the light poll. its also not going to cover all your medical bills. why not? cause you never read the fine print. you never called to really find out whats covered and whats excluded. you know why you never called to ask? Because you told yourself "all i can afford is 90 per" what you should've done is saved that 90 if you're that broke and just went without insurance and dealt with the consequences just like you're doing now pretty much. i mean if you aint gott it. would it really make a difference if you owed $32,000 or $38,000? NO. you aint got it. at least you got to save that extra 90 per month and put that in your pocket. But this is something most people dont get.
Those old overages were so poorly setup. to the point they didnt even cover you. so you were paying for something that would not ASSIST YOU. people dont get this piece to the puzzle when they go crying about obamacare.
understand something. your insurance = a 1994 chevy lumina. in 2013. that thing didnt start half the time. when it did it was rocky at best and it didnt make it to your destination without cutting off on you 3 more times. you keep having to get it fixed(spending more money).
the ACA comes around and says enough is enough insurance companies. give everyone no less then a 2013 ford focus. naw that aint a benz. but it will turn on when you turn the key/hit star button. it will get you from point A to point Z every single day without issue. Now your lumina ran you 35 bucks per month from some lemon spot on the corner. a brand new ford focus is going to run you 199 per month. OH BOY STICKER SHOCK. its not sticker shock when you're getting more for more money you pay. its sticker shock when you get less for the more you pay or the same for more you pay.
this is whats going to happen. it might be 10, 20 or 30 years from now. we will be SINGLE PAYER. and when that happens. your pay check will look a lot smaller. because insane taxes will come out of it before you touch it. all because so much will go to healthcare for us all. BUT, then you will not have to worry about coverage at all. you sneeze to hard. doctor time. you break a leg, doctor coverage dat 100%. you need a surgery.. 100%. it wont matter. its all 100%. this also means just like now with the ACA. you have movement now. people stay on wack jobs just to keep their benefits. you no longer have to do that with the ACA. you can quit and start your own business because you now can get LEGIT insurance at an affordable price thru the exchange.
you say but but they said my inscurance went up 300 dollars. if thats the case. go back on the exchange and find the same policy. watch how you will get kickbacks from the govvy to help you pay for that 300. so you really pay $125. uh oh. thats close to that 90 you use to pay. but for crap coverage. now you're getting solid coverage. now stop crying and thank obama.