If you don’t have health insurance, you can go into Costco, even without being a member, and get your meds at a discount from their pharmacy.
Put fruit and bread in the refrigerator to make them last longer.
Pay for premium YouTube. It seems simple, but it will significantly make YouTube better
If you download a lot of movies, music or tv shows, buy a premium membership with Nitroflare. It’s pretty much the standard everywhere.
For things you are scared of, face that fear head on to get over it. It worked with my fear of public speaking and my fear of some insects.
If you’re in grad school, use Google Scholar and just read the abstract, intro and conclusions for research articles. It gives you a much broader understanding of a topic. You can read 100 abstracts as fast as fully reading 10 articles, and you’ll have a better comprehension of the topic.