Brass Knuckle Finance (How to get out of debt, invest your money, and start a business)

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Serious

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Financial advice is really common sense. It's like weight loss.
Sometimes people need a reminder :yeshrug:

I'm more or less looking for ways to be more efficient. I copped the ebook the other day for $5 and I have no regrets....

shyt has me feeling positive and motivated as fukk. For me,it's more for referencing and mimicking the patterns of successful techniques.
 

winb83

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Sometimes people need a reminder :yeshrug:

I'm more or less looking for ways to be more efficient. I copped the ebook the other day for $5 and I have no regrets....

shyt has me feeling positive and motivated as fukk. For me,it's more for referencing and mimicking the patterns of successful techniques.
Up to a certain point it's all the same stuff. Get out of debt. Avoid unnecessary debt. Get on a written budget. Stop buying stuff you don't have the actual money for. Save cash to make purchases. Live well below your means. Save for retirement. Have about 6 months expenses saved up in an emergency fund. Don't spend more that about 25% of your income on housing don't finance cars. Try to get into a home and get it paid off as soon as possible. Take advantage of company 401k matches. Take advantage of Roth IRAs. When you get to the point where your finances are in order invest in mutual funds.

These financial gurus are mostly gonna give you advice that contains that info. It's all stuff we know we should be doing but many of us don't. Especially the written budget part. The only people who don't track their spending and have written budgets are mostly the glittering rich and broke people.
 

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Up to a certain point it's all the same stuff. Get out of debt. Avoid unnecessary debt. Get on a written budget. Stop buying stuff you don't have the actual money for. Save cash to make purchases. Live well below your means. Save for retirement. Have about 6 months expenses saved up in an emergency fund. Don't spend more that about 25% of your income on housing don't finance cars. Try to get into a home and get it paid off as soon as possible. Take advantage of company 401k matches. Take advantage of Roth IRAs. When you get to the point where your finances are in order invest in mutual funds.

These financial gurus are mostly gonna give you advice that contains that info. It's all stuff we know we should be doing but many of us don't. Especially the written budget part. The only people who don't track their spending and have written budgets are mostly the glittering rich and broke people.
Exactly, for me I'm finally at a point in life we can and should be saving, stacking and investing money towards retirement and other avenues of income. But many of us simply aren't educated don't take heed how to properly groom our finances. Despite the barriers, many of our talented people, are making money well over 100k as doctors, lawyers, engineers, entrepreneurs etc....but they're still practically living check to check. This makes no sense. We all know people like this. The main thing I like about this "financial guru" is that breh breaks things down in a way, that typical breh can fully understand, and not some overzealous jargon. Plus these books are only $5. Most nikkas will write this off as unnecessary, while not being able to wait get some heart ridden Chinese food for $10.78
 

winb83

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Exactly, for me I'm finally at a point in life we can and should be saving, stacking and investing money towards retirement and other avenues of income. But many of us simply aren't educated don't take heed how to properly groom our finances. Despite the barriers, many of our talented people, are making money well over 100k as doctors, lawyers, engineers, entrepreneurs etc....but they're still practically living check to check. This makes no sense. We all know people like this. The main thing I like about this "financial guru" is that breh breaks things down in a way, that typical breh can fully understand, and not some overzealous jargon. Plus these books are only $5. Most nikkas will write this off as unnecessary, while not being able to wait get some heart ridden Chinese food for $10.78
I'll probably toss dude a few dollars for the book because I support the idea behind what he's doing. some people are so fiscally irresponsible they need that wake up call. me when I read the Millionare Next Door it taught me most of the ideas behind fiscal responsibility. some of the stuff for a while i chose to ignore but frugality is the most likely way most people will become financially independent.

I'm 33 with no debt at all outside the monthly expenses and purchases I charge to cashback cards and pay off every month. short term goals are to save and get a house and longer term goals are to invest in a mutual fund that follows the S&P500.
 
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