That's fine, go get the book ...the conversations being quoted are people complainijng about problems, and actually one convo talking about why the buying a house is misguided which is beyond stupid, if you have the ability to do so
Having the ability to do something doesn't mean it's a good idea. Buying a house shouldn't be taken lightly because home ownership can introduce more problems than it solves. People who can't save up 20% for a down payment and on top of that don't have several thousand in the bank beyond that to furnish the house and still have an emergency fund left over have no business buying a house.
Many people go into buying a house and are living on the edge. If they lost their job they probably couldn't even make it 3 months in that home before skipping out on paying the mortgage.
I feel like if you not putting down 20% and furnishing the house and having enough money in the bank after that to live a year without work then why are you buying a house? Rent something and stack chips and let the landlord deal with all the ownership problems. If my furnace goes out my landlord replaces it same with the air conditioner. If a broke homeowner has that happen they're fukked. Water pipes burst and you living paycheck to paycheck what then?