Big Boy Club……Amex Gold & Platinum Discussion

GoFlipAPack

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iight fellas put me up on game. I'm bout to buy a plane ticket with my business platinum. Isnt there like a $200 reward or some shyt?
 

Ayo

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There isn’t a “limit” they just allow single charges of $40/50/60k at one single time. You do have to use it though so that their algorithms can figure out how much space to allow for large purchase.

I used to use that feature a lot in the early days. But after a few years with a few cards and a solid relationship I’ve made some pretty big purchases on my card without checking first. Never had a problem.
 

Rhyse

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Add them to a card with no fee and just don't tell them :mjgrin:
I added my son to my gold delta Amex when he was 16 as an authorized user. Now at 20 has a credit score of well 750+. I upgraded to delta platinum they upgraded him as well. He then applied for his own NFCU card last year. They started him at 9000 limit. It’s now been upgraded twice so he’s at 14k. I’m an authorized user on that because he doesn’t use either of them without asking. So I pay the bill. When he leaves for University in the Fall at almost 21, he can step out right. I won’t have to worry about him needing a co-signer for anything like a lot of kids. Build your kids credit before they leave home so they don’t start behind the curb.
 
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iight fellas put me up on game. I'm bout to buy a plane ticket with my business platinum. Isnt there like a $200 reward or some shyt?
nah. there's a credit to spend on the plane and you have to have your preferred airlines selected. look Into what specifically you can use that credit for because it restrictive, that particular credit isn't worth much
 

KingBeez

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nah. there's a credit to spend on the plane and you have to have your preferred airlines selected. look Into what specifically you can use that credit for because it restrictive, that particular credit isn't worth much
There’s a loophole to use this on flights :mjpls:

Purchase a gift card for the minimum price (I believe it’s $50 for Delta). Once you do this, wait a few days, then use it on the flight you’re trying to buy, then put the rest on your amex platinum card. It will charge your amex as an additional collection fee, which triggers the airline credit. I think this works best for flights under $200. Check flyer talk forum for additional details. Most airlines have this loophole, it’s just different things you have to do
 

Spence

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nah. there's a credit to spend on the plane and you have to have your preferred airlines selected. look Into what specifically you can use that credit for because it restrictive, that particular credit isn't worth much
If you’re flying delta you can cash out and use it on the ticket
 

KingBeez

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How exactly?
There’s a loophole to use this on flights :mjpls:

Purchase a gift card for the minimum price (I believe it’s $50 for Delta). Once you do this, wait a few days, then use it on the flight you’re trying to buy, then put the rest on your amex platinum card. It will charge your amex as an additional collection fee, which triggers the airline credit. I think this works best for flights under $200. Check flyer talk forum for additional details. Most airlines have this loophole, it’s just different things you have to do
 

@OffHalsted

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Me Currently :mjcry:
 
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Man fukk Credit Karma they told me I had outstanding odds of getting this CC and I got denied :pachaha:it then changed to good :mjgrin:
they can't get paid if you don't apply :yeshrug:.

I knew it was time for me to get approved for cards when they card issuers were marketing to me heavy. amex and visa and the banks know all three of your scores and eventually they'll send you pre approved offers. I went from can't get approved for shyt to approved for apple, then navy then amex overnight
 
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