In my experience women say one thing but then do the complete opposite.I think we have all had that friend,that girls would say is a total cad, wonder why you are even friends with him because he is a complete c*nt ,then they end up getting in their pants. That is similar in my view to girls saying they don't like men with muscles 'look at him' 'he must love himself', but they secretly like him.
Thing is would you want to date the kind of woman who soley dates you because you have a 'surfers body' or a 'bodybuilders body'. ?It is in my view no better than a woman dating a man because he is rich. Round where I live, there are women who seem to collect men with very muscular roided up bodies and they seem to fulfil a role similar to a pit bull terrier. I think face is much more important as is confidence, just keep the belly and love handles off. Also,many many men go to the gym with varying degrees of success, 'having a way with women', is a much better skill to have than a six pack. And at least the gym I go to, you won't meet many women in there, spending hours on the treadmill or doing bicep curls.