sayyestothis
Free the guys
Go up to 7% now and give yourself a 2% raise. Wtf breh...u won't even feel it if it's pretax weekly
78% OF AMERICANS HAVE SAVED $50,000 OR LESS FOR RETIREMENT
- Thread starter Sad Bunny
- Start date
Everyone in this thread is talking like tomorrow is guaranteed and promised. I have this and this saved for my retirement like every day someone your age or younger is croaking.
Enjoy life set a little aside but nothing is guaranteed brehs.
Enjoy life set a little aside but nothing is guaranteed brehs.
Rocket Scientist
Superstar
Enjoy your $ or someone else will.
Koapa
Superstar
Live for the now but prepare for the future.
cyndaquil
Lv 100 Bold natured
stock market returns from various index funds have actually beat out inflation and high yield savings accounts been at 4-5% for a minute so if your savings/investments are not beating or keeping up with inflation your money hasn't been sitting in the right account.
Alot of families dont even teach their kids about retirement or anything when they're kids...
no financial planning no stocks nothing... I had to learn all that on my own...
beenz
Rap Guerilla
well if ur like me and have kids, we can't just spend all our money and not give a shyt about the future. I gotta worry about having something for the next generation.
beenz
Rap Guerilla
I dunno. my parents essentially been retired for 15 years now and all they do is travel, play golf and do whatever they want
I've personally witnessed folks living great at 60+ for quite some time now.
beenz
Rap Guerilla
this is the result of most folks not having any type of emergency fund.
I had a foundation leak in my back wall of my house this summer and I paid out of pocket for waterproofing and then to fix the drywall which got wet and moldy this summer alone. I used my groupme neighborhood app to get recommendations for people who could fix it and thru that, I found one guy to do the waterproofing and another to do the drywall/painting/insulation replacement. and both were black to boot.
Richard Glidewell
Superstar
I like how you said that like the average 50 year old is retired
Gritsngravy
Superstar
I said that because by 50 u damn near only got really maybe 10 years left in a demanding job, in theory by 50 you would career change so you can work for another 30 plus years, that’s why I said that
It's hard for folks to put money aside for the future when they living check to check. I totally get it. I remember when I was younger and living on my own someone told me to put 20% away every check. I looked at him like he was crazy I got bills brah. During that time I was putting in like 3-5%. The older I got the more I wished I stopped buying BS and I could have put 9% or around that. But now I'm looking at my retirement account and I'm more than satisfied with it and I can gage I'll be a Millionaire by the time I retire at 60. My goal is to retire at 55 so I got some gains to get to where I'm conformable with .
Richard Glidewell
Superstar
They get an ITN and they pay into ALL the funds........don't receive anything in return........politicians raid the funds for other things they aint got no business doing which is why they want to privatize so bad so they can really steal without a care......all that run out chatter is to cover the theft...........most people die before they collect.........fund should be flush with money........they still trying to push back retirement age so more people can die before collecting........I make good money, but I already know I'm working well past retirement just to be greedy........all that old people shyt people talk about doing don't appeal to me and I have already complete my bucket list and many other people's many times over........I'm paying off my house and then I'm hoarding money like smaug.........
I doubt that money gonna be around for us when we retire. Stock market crash. Dollar crash. Wars. Etc. I still got only about 200k and thought I'm behind