Just sold my Eth and Doge to pay off my credit card.
Don't kick yourself over it even if ETH and DOGE skyrocket. Sometimes having peace of mind is more important, and will allow you to make clear decisions in crypto and in life going forward. You don't have that cloud over your head. You KNOW for a fact that you could pay off your cards with that profit, but you don't know for sure that your coins will go up. Been in the same situation before.
I kick myself for selling 100 ZEN coins here, 200 there, another 100 there at $5-8/coin to get some cash for my sports betting and blackjack. I kick myself for that because I knew the outcome was going to likely be a loss. However, I also kicked myself for a while when I didn't sell in 2018 to pay back a big loan I borrowed. That was always in the back of my mind for a few years, and it can wear on you. When my portfolio skyrocketed in May this year, I sold about $50,000 worth, and I didn't regret it at all. Price went down after, but even if/when it double that previous price, I won't kick myself for it. I have much more peace of mind right now, and that makes a massive difference.