The lump sum could be any thing 200k or above for 4 yrs. Its a random number.The 850 credit score easy
All you have to do is come up with a business plan, you don't need any money, and you can get a small business loan with that credit score
Plus you can get signature loans, so the first day you get a 10k personal loan with ease from multiple places
without proving any type of income at all
15k shyt is just retarded, anybody picking that might as well just kill themselves now
200k lump sum, is dumb, because you can't even flip the bread and goes back to 200k no matter what you do, and is basically for the lazy and scared
You got the right idea tho. Some people aren't willing to work for what they want