Breh, if you think the fact that $20 is something should hold on to and "invest" or stash away then there is clearly an issue here. I specifically used that number to lure someone in and you fell for the bait. Now if we were talking maybe $100 a check then we can start debating...but at $20 you can't even buy a decent shirt anymore. What kind of return are you going to see on $20 anyway? Some of you cats are in a bizarro world in where believe that many people who are in these shytty situations CHOOSE to be. Why don't you live that lifestyle and only give yourself a $20 cushion on paydays...don't save the extra money either and give it away. Let's see how you feel if you do that for a year+
You cannot expect EVERYONE to be like...yeah I only have $20 extra on each check so I am going to cook ALL my meals (1,100 or so in a year of 365x3) and not miss ONE...NOT GET LAZY ONCE, NOT RELAX ONCE. WHO wants to live like that? Is that acceptable to you breh?
A $20 bill stacked 26 times out of the year equates to $520 a year...do you really think that most people are going to sacrifice a bit of happiness that comes from spending a little extra left over money they have? Get real, a year full of no breaks and can only net $520 in my scenario won't even cover rent for most of the population.
The economy NEEDS and THRIVES on disposable income and if we have reached the point in where possibly spending $20 every 2 weeks constitutes as some sort of irresponsibility then our standard of living has not increased at all.
Buy a Pizza at work for lunch one day and stay broke until Payday brehs...THIS is what it has come down to apparently.
bait? lol whatever...didnt fall for nothing, i'm just down for the discussion...so dont make it seem like you tricked me into anything...as for the rest of what you said:
- every $20 adds up...every penny adds up...the fact that you think there is a limit you should be at before you think about trying to save shows you have issues...i didnt say that $20 was gonna make you a millionaire, but not spending all that $20, having a lil till the next time you get paid is a lot better than having nothing...hell, the way you talk: it doesnt matter how much disposible income someone has, they gonna blow it...the more they have to blow, the merrier...so it doesnt really matter what they get paid...
- i dont think the majority of people choose to be in shytty situations...i understand it's hard out here...shyt i dont work a min wage job, yet i'm still struggling like a muthfukka...and i work 10-12 hour days, more than 40 hours a week at times with no overtime, putting up with corporate bullshyt like not getting promotions cause you dont fit the part, etc....but the fact that i do understand i'm struggling, i do what i gotta do so eventually i wont be anymore...as for that $20 buck lifestyle, i've done that...i've made $20 bucks last 2 weeks cause i had to...i'm not just talking shyt, i've experienced that shyt...
- i never said dont eat out, but in your example you had them eat out 6 times that weekend, that is pointless to me...here and there, cool, but a fridge full of food and doing it everyday just cause you have the money is dumb..
- man, who talked about retiring on that $20 bucks?...i said just dont spend it all...as for stashing, i've done that shyt too...stashed a lil here and there cause i didnt really feel like spending my last dollar...being able to go grab a lil spending money cause you stashed some before is a lot better than not having none at all...
....like i said originally: i believe if you work hard, play hard...just dont be a dumbass and spend all your money...that's all i've said...
This is another liberal feel good initiative intending to do good, that will ultimately negatively impact blacks the most.
if your logic was sound everyone would be making min wage now... obviously there are incentives to pay people more than min wage, whatever it might be. The jump to everyone will be paid nothing if there is no min wage isnt rooted in reality.
jesus