It Is When You Can’t Pay It
People Lose Overthing, Debt Ain’t Just A Number lol
If you can't page your mortage you can file a hard ship, you can literally stay in a house years before losing it without paying a single note, its so many ways out the situation lmao its nothing to be worried about
also if you foreclose, so what, some will buy it back from the bank to get it off its banks and the debt will be paid, and come off your credit lmao
Once case scenario you can file bankruptcy and start all over, you just build your credit up from scratch again,
debt isn't a problem becasue you never have to pay it just manage it and even did just say fukk it and not pay shyt, better to keep your bread
no income, its a whole different matter, income is what matters, as long as you get income it doesn't matter if your in debt, if you don't have income now you got some shyt to be stressed about