No the answer is to play the game. Stop trying to fight it, you will only keep losing more time. Get in now. Buy something, anything. Join the military get a VA loan. Stop trying to live in cities you can't afford. There will never be affordable housing in these cities. Move to a smaller city. Topeka Kansas starter home 80k. But yall don't want to live in Kansas. You will make up some BS excuse. As long as there is a strong demand in big cities prices will never drop. Sacrifice 4 years to get a zero down home loan for life. But yall scared to join the military. 4 short years huge benefit. The military is going to get theirs so you need to get yours. Land and property have real value. No one is going to hand it to you cheap.