I appreciate that bruh. yeah I'ma really have to research this today because I've been getting them and they aren't from recurring bill payments.
The last one I got was from me using the card at Subway, paid $7 and ended up getting a $35 charge. I would much rather them just deny the card rather than letting it go through and charging me OD fees afterwards
It has not completely rolled out as it got delayed in february, but most banks should be preparing.