Why, breh?
Didn’t have a car note for almost 4 years. Had two older vehicles that were paid off but kept me in the shop with repairs. The tipping point was having to replace a transmission for $4000. Then 3 months later the check engine light was back on, the car was stalling and nobody could read the codes.
So I said fukk this, I’m getting something new and reliable. Then a month later my wife’s car started fukking up around the same time my teenage daughter got her license.
Fast forward a couple of years later and we have......
A late model fully loaded full size SUV financed through my credit union. I got a great rate but it’s a $50,000 truck. Leasing a late model luxury sedan for my wife. And 2 paid off vehicles for my son and daughter.
The killer is car insurance rates for teenage drivers. My premium doubled the moment I put my daughter on the policy. Then my wife got into 2 accidents and had some speeding tickets. So we’re fukked until my kids get older and that shyt drops off my wives record.
The upside is now I don’t have to worry about anything but putting gas in the vehicles. Every repair is covered by a warranty even up to minor shyt like oil changes and tune ups. So I drive every day with peace of mind on beautiful leather seats.
But it hurts to write them checks every month.