Essential The Locker Room's Random Thoughts
- Thread starter patscorpio
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Nature's Fury
addicts of drugs not yet synthesized
to all my credit smart people, let me ask you something...
to a nikka like me who has bad credit, but doesn't really give a fukk about credit in general (i just stash money away/don't buy what i can't afford/keep the emergency funds swole) how bad is it to go about not fixing it??? I don't have much debt (less than 8k including a charged off CC that will fukk me over until i'm in my mid thirties regardless
), but i'm planning on adding to it with this surgery i just got that didn't fix much of anything...i know collection agencies will annoy the shyt out of me and at some point will offer me the chance to pay in out for half the cost, but can some shyt happen, like the bank freezing my accounts or whatnot??? i don't have any kids, don't plan on getting married and only depend on my, so i'm not being selfish with my decisions that'll fukk up my fam or anything...i just don't give a fukk about credit and haven't had much use for it and came to the realization that i don't need it 
to a nikka like me who has bad credit, but doesn't really give a fukk about credit in general (i just stash money away/don't buy what i can't afford/keep the emergency funds swole) how bad is it to go about not fixing it??? I don't have much debt (less than 8k including a charged off CC that will fukk me over until i'm in my mid thirties regardless
), but i'm planning on adding to it with this surgery i just got that didn't fix much of anything...i know collection agencies will annoy the shyt out of me and at some point will offer me the chance to pay in out for half the cost, but can some shyt happen, like the bank freezing my accounts or whatnot??? i don't have any kids, don't plan on getting married and only depend on my, so i'm not being selfish with my decisions that'll fukk up my fam or anything...i just don't give a fukk about credit and haven't had much use for it and came to the realization that i don't need it Tell him I like him 
be miserable
be miserable
You know what you must be doTell him I like him
Let's see if this transformers movie good.
All the way in the back too.
From what I have been hearing for a minute. It's not
ill_will82
What you see, is what you get
Let's see if this transformers movie good.
All the way in the back too.
Go see Spider-Man next good movie better than Transformers. Transformers was cool though.
to all my credit smart people, let me ask you something...
to a nikka like me who has bad credit, but doesn't really give a fukk about credit in general (i just stash money away/don't buy what i can't afford/keep the emergency funds swole) how bad is it to go about not fixing it??? I don't have much debt (less than 8k including a charged off CC that will fukk me over until i'm in my mid thirties regardless
Fix it. If you continue to have that broke boy mentality then you will live like a broke boy. And fixing it takes time. But I don't know how you view material things. Cell phones, cars, houses. If you don't care about the down payments then by all means, continue to fukk up your credit, but in the long run, in the case you do decide to get married and/or buy things that include credit checking I would suggest getting it fixed asap.
Black Cobain
Donkey Punch? I Donkey Slap!
Damn I was wrong about all this e-drama here, it's so fun to be involved in it! 
Sports, Hip Hop and fukkery
Sports, Hip Hop and fukkery
I still gotta watch new episode of Power and I want to listen to this playlist
My cousin just texted with her man problems...I'm okay with being single again 
Nature's Fury
addicts of drugs not yet synthesized
why it's gotta be a broke boy mentality
i just don't see the point in being a slave to the system...but you're on the money...i'm not materialistic at all...i mostly rock comfy/gym shyt and i can catch that shyt on sale/Marshalls/outlets...i spend more money on food than anything...my car runs great, so no issues there either...i'm still rockin the iPhone 6 i got as a present
outside of buying shyt, can having bad credit affect me in other ways is basically what i'm asking???