I saw F.D Signifier talking about this, and I disagreed with his take about calling this "pick yourself up by your bootstraps" talk.
Yeah capitalism sucks, but a Socialist Revolution is not happening tomorrow. The next Vladimir Lenin is not emerging any time soon. Black people have to exist and find ways to live comfortably in the society and economic system they currently live in right now.
Saying things like black people need to go to school, learn skills that are valuable to the market, live below their means, and find alternative streams of revenue is not simping for capitalism, but just the basis for what should be the standard in black households, because we're at the bottom of society economically. We can figure out the rest simultaneously or later.