The Biden Administration to cap Banks over draft fees at $3.

[⭐⭐⭐⭐⭐]

Not bad … all of them muhhfukkaz are conencted to FDIC so should have these kind of regulations to begin with

how many of them dealing with bail out money anyway

 

[beenz]

I fukks with it. Over draft fees and monthly service fees just because you don’t have over a certain amount of money in your bank acct is just the banks way of robbing poor people

yeah, I have one of my banking accounts that charges u $6.95 a month if u don't maintain at least $1500 balance. most people do not even have that level of minimum balance.

 

[NotAnFBIagent]

Banks already allow u to opt in or out? How are ppl still getting fees?

Because they don't have enough money so they rely on overdraft
Coli 6 figure ballers wouldn't understand

 

[Family Man]

But these the same muthaphuckas that want to sic the IRS on you if make $600 from your side hustle.

 

[Sir Richard Spirit]

My bank gives me the option to not over draft I thought all banks did that

 

[Lexington Steele]

Wow, the economy must be going great if people are happy to save twenty five bucks.


But anyway, what kills me about bank overdraft fees is.... You're the BANK. You know I don't have any money.

 

[Blessings]

Wow, the economy must be going great if people are happy to save twenty five bucks.


But anyway, what kills me about bank overdraft fees is.... You're the BANK. You know I don't have any money.

Exactly, people are ecstatic over crumbs
They will demand/take a lot in exchange for providing/giving very little....it's a BAD deal and not a fair exchange for our votes

 

[sayyestothis]

Because they don't have enough money so they rely on overdraft
Coli 6 figure ballers wouldn't understand

I'm saying they now let you just decline with no fee if there is no money so I don't get it. I was 20 in the early 2000s I remember how ppl used to get whored trust me.

 

[Mull]

You can opt-out of Overdraft coverage and still be charged an overdraft fee. If you have a ach debit hit your account and the funds aren’t there then your account will still go into the negative and then you’ll be hit with an overdraft fee.

 

[Fillerguy]

There was a period in my life where every new check would get eaten by $200 of overdraft fees, further putting me into the red. I was barely making $1000 a month but had couches ro sleep on. This would done wonders for me.


But i wonder how banks will respond....they could close your account and Blacklist you to other banks. The bank work for constantly screens and submits negative news media on our clients... and these are for millionaires.

 

[the cac mamba]

This is a weird one for me. Yeah banks gouge people on fees but if they don’t what’s to stop someone from overdraftjng their account like it’s a low interest credit line?

aren't the banks just gonna stop allowing overdraft at all? what is their obligation or incentive now, to do you the favor of giving you money you dont have?

 

[BobbyWojak]

There was a period in my life where every new check would get eaten by $200 of overdraft fees, further putting me into the red. I was barely making $1000 a month but had couches ro sleep on. This would done wonders for me.


But i wonder how banks will respond....they could close your account and Blacklist you to other banks. The bank work for constantly screens and submits negative news media on our clients... and these are for millionaires.

What tf kind of bank was this You needed a credit union, I've never in my life been charged money by a bank.

 

[CreepyMcCreeperson]

They need to make junk debt buying illegal.

 

[Sad Bunny]

My PNC was overdrafted and sent to collections in my senior year. $35 every time I over drafted

 

[Lexington Steele]

Let's hear from the people who have never had to worry about overdraft fees in their lives:

https://www.cnbc.com/2024/01/18/davos-us-executives-see-a-trump-victory-in-2024.html

U.S. executives in Davos see a Trump victory in 2024, and no cause for concern​