Credit is important. You can build credit and pay bills along with budgeting and investing in the right stocks connected to a credit line.
Please explain where I was wrong at?
Also, your interest rate lowers as your credit score goes up.
There’s something called stress. Unless you love the idea of having kids, you really need to put that last on your list of priorities. Your situation in life right now may be stress free and comfortable but u must understand things can change rapidly. And having to worry about a job, your kids, student loan, sicknesses of not just you but of your family members as well is too mountainous of a endeavor to embark on.
if u really want to be a married man, the smartest thing u can do is marry a woman who can add tangible value to your life. A woman who is already cutting up a slice of what is 100% yours as the b1tch in the op story is doing, is the exact type of woman u want to avoid. She’s bringing debt into the relationship, sounds irrational and seems very b1tchy. There’s nothing she’s bringing into that relationship except for certain anguish.