YIKES!!!!!!I can try to help, but a lot of my money come from being very safe, lucky, cheap, doing without and being at the right place at the right time. I've very observatory. I watch what works. Waiting for a good deal before jumping out there.
The only thing I can really tell you is to not have kids, don't spend a lot of women or traveling or anything that cost amount. No VIP in clubs. Keep a roommate or rent a room out your house. Don't spend a lot on anything if you can avoid. I've only spent 1000$ at one time only on a few occasions besides rent/mortgage.
I got kids, like women and going out w hoes..... used to do VIP...
I guess I been fukking up badly, but fukk u need 100k for tho? ? i got money, but i don't really feel like i need it.. I feel like I need to spend it on my kids education and random charities.... and on hoes and on a non profit. .... U say u from the bottom... me too - so I know i could die tomorrow.