Bump. Finna throw up another budget update when February ends
Share your budget with The Coli
- Thread starter Macallik86
- Start date
Things are still pretty static. My biggest change is spending more @ the grocery store and less on delivery. I'm a man of few wants 
Nothing major over the last 3 months. I did start going out again for drinks/dates which has started to add up. My Investments have technically remained static, but my Savings account cushion was eaten into. Not earning 5% on the first $1,500 because I dipped into the $$$ to pay my larger than normal CC bill.
Things are still pretty static. My biggest change is spending more @ the grocery store and less on delivery. I'm a man of few wants
'Back Outside' Update:
- My Food/Dining/Clubbing spending has increased by almost 3x.
- My new plan is to leave the house w/ $60 cash on Friday and try to see if I can make it stretch throughout the night/wknd. Paying w/ physical cash slows down my spending every time.
- My Investments/Retirement info has dropped pretty hard. It isn't as noticeable because I shifted my HSA contributions away from the Insurance category in this update (since the HSA is more of an investment than an expense)
- My discretionary spending on clothes and electronics has stayed static
What app are you using @Macallik86
iceberg_is_on_fire
Honolulu Blue Ski Mask Way
Bought two new cars like damn near immediately after this post.
Still want to do it. I forgot to so I'm make some time this weekend.
My credit union uses this:
Next-Gen Personal Financial Management Solution | MX
And then I just copy paste the #s into Google Sheets and call it a day.
How's everyone's budget over the last few months now that Covid has slowed things down a bit again?
iceberg_is_on_fire
Honolulu Blue Ski Mask Way
I keep saying I'm going to do. It and I forget to. I'll make amends today.
iceberg_is_on_fire
Honolulu Blue Ski Mask Way
What program is that?
My rent is 17.5% of my take home pay
Car and insurance are 8%
Phone is 0.007%
Gym is is 0.007%
Groceries are 14%
Utilities are 3%
Savings and investing are 33%
Dining out is 6%
Streaming / subscription services are 3%
At that point I'm at about 84.5% of my take home pay the other 15.5 I couldn't say where it goes. On video games or random gadgets or various other things.
Car and insurance are 8%
Phone is 0.007%
Gym is is 0.007%
Groceries are 14%
Utilities are 3%
Savings and investing are 33%
Dining out is 6%
Streaming / subscription services are 3%
At that point I'm at about 84.5% of my take home pay the other 15.5 I couldn't say where it goes. On video games or random gadgets or various other things.
iceberg_is_on_fire
Honolulu Blue Ski Mask Way
Excel. I created a pie chart.
Damn Credit Union moved to a new budgeting app but the app doesn't recognize my daily driver credit card so my budgeting stats are trash right now. Will use this format for now:
Gym is is 0.007% Don't own a membership
Car and insurance are 8% Don't own either
Phone is 0.6%
Streaming / subscription services are 0.6%
Utilities are 0.8%
Groceries are 10% (Estimate)
Dining out is 13% (Estimate)
My rent is 23% of my take home pay
Savings and investing are 36%
The rest I spend on clubbing and life
Phone is 0.6%
Streaming / subscription services are 0.6%
Utilities are 0.8%
Groceries are 10% (Estimate)
Dining out is 13% (Estimate)
My rent is 23% of my take home pay
Savings and investing are 36%
The rest I spend on clubbing and life
You don't own a car? You must live in a place where the public transportation is excellent.Damn Credit Union moved to a new budgeting app but the app doesn't recognize my daily driver credit card so my budgeting stats are trash right now. Will use this format for now:
Gym is is 0.007%Don't own a membership
Car and insurance are 8%Don't own either
Phone is 0.6%
Streaming / subscription services are 0.6%
Utilities are 0.8%
Groceries are 10% (Estimate)
Dining out is 13% (Estimate)
My rent is 23% of my take home pay
Savings and investing are 36%
The rest I spend on clubbing and life
Yup. Even better, I started cycling for exercise/transportation when possible, and outside of the initial costs and random maintenance, it is basically free and better for my mental health.