Silkk
Can't Change My Damn Avi :beli:
I have 3 cards,How’s you make the jump?
One is 200
One is 500
One is 3,000
My biggest problem was I had all them hoes maxed out & was using like 108% credit utilization

Im at 4% utilization now and have a 730, I’m going to pay off the final $660 tomorrow and I should make one more big jump then im going to apply for a few more higher tier cards to increase my overall limit.
I was buying a bunch of BS and treating my credit as “free money” in the past, now I see how to use them shyts as tools. So now i’m only going to use them to reinvest into my business, travel perks, etc.

but I was a idiot who co-signed for people who defaulted and lend people money who never paid me back
Asians too.
so someone clue me in
Am I missing something?