I'm not a home owner yet it was for my moms but funny enough her Vivint came with the nest. Since you already have the Vivint you know how piff it is but adding in controlling your temperature with your phone makes it a goat tier combo. I'm not sure about the initial installation of everything but she pays like $25 a month for everything since she already had her own sensors on the windows and stuff from a previous security system
Never heard of that 50/30/20 rule. I’m gonna look into that14 Best Savings Rates for May 2019 - NerdWallet
Stash your emergency fund in a high interest savings account? This article has the most comprehensive list I've seen yet of which banks have the highest rates. I opened an account with Barclays (2.20% APY) in January of this year to give it a try, and maybe dissuade Barclays from nerfing or reducing the credit line of my Uber Visa card with them if they see I have some kind of savings. The initial idea was to auto deposit $100 a month, but then I got impatient and decided to apply Elizabeth Warren's 50/30/20 budget rule, and deposit 20% of my paychecks into the account. You can see the evolution of this thinking below along with the amount of interest payout I received:
I think once I reach $2k in savings with Barclays, I'll open up an account with Vio Bank (2.46% APY), and that will be my main emergency fund account till something better somehow comes along.
Good shyt bro. You on your way to that 1099-INT lol.14 Best Savings Rates for May 2019 - NerdWallet
Stash your emergency fund in a high interest savings account? This article has the most comprehensive list I've seen yet of which banks have the highest rates. I opened an account with Barclays (2.20% APY) in January of this year to give it a try, and maybe dissuade Barclays from nerfing or reducing the credit line of my Uber Visa card with them if they see I have some kind of savings. The initial idea was to auto deposit $100 a month, but then I got impatient and decided to apply Elizabeth Warren's 50/30/20 budget rule, and deposit 20% of my paychecks into the account. You can see the evolution of this thinking below along with the amount of interest payout I received:
I think once I reach $2k in savings with Barclays, I'll open up an account with Vio Bank (2.46% APY), and that will be my main emergency fund account till something better somehow comes along.
This chick. bytch is a money pit
I cut back my investments into my 401K because I thought the markets would go into a downturn and I am/was thinking about quitting my job. If I get more money, I want to get back into trading the stock market again.
Stability and a salary increase. If I don't switch jobs before the year is out, my raise next year needs to be worthwhile to keep me around for another year, but that won't come through until about March and I already know it's not going to be. I might pay down another chunk of my student loans or this car loan around that time too.
