Is there anything similar to the iPhone upgrade program without AppleCare? Basically a no interest monthly payment for an unlocked phone.
When you go to purchase a iPhone, in the apple store app, when you get to payment options, choose the drop down button that says "show more payment options" and it will bring up apple iPhone payments. It allows you to buy Apple care separately. I think it's through Barclay and you get 0% interest for a certain amount of months, depending on how much you spend.