Minority Neighborhoods Pay Higher Car Insurance Premiums Than White Areas With the Same Risk

[Kenny West]

Bro that's how articles are written. It's to provide you a story so that the data is easily digestible. This isn't an expose with 7 parts, each touching on a different city, state, region.

The limits of the article are not the limits of the study.

fair enough

 

[Pressure]

Re read what you just quoted. I don't think you get what it's saying.

I get exactly what it's saying. I'm not sure you do. But i'll just let you take their word for it.

It isn't completely clear why some major auto insurers persist in treating minority neighborhoods differently.

It shows a trend, but as i asked you in my last post and find as more valuable is what are the factors that represent this trend? Are the practices themselves racist or are the algorithms themselves neutral for a profit standpoint but affect minorities due to other american trends that are a result of white supremacy.

E.G. I can say this country club is racists because it doesn't have any black members. Then you say this is the case because the membership cost is X. And that cost is higher than what any black people in that town can afford. But just because there is correlation it doesn't mean the price was set to block blacks.

 

[ADevilYouKhow]

Bro that's how articles are written. It's to provide you a story so that the data is easily digestible. This isn't an expose with 7 parts, each touching on a different city, state, region.

The limits of the article are not the limits of the study.

 

[Bubba T]

most people purchase their car insurance online or over the phone how the fukk can they offer you a rate based on how you look


and did someone here really just suggest that shyt cost more money in poor neighborhoods. are you fukkin stupid. what kind of economic sense does that make. who the fukk gonna overcharge on goods in a poor ass neighborhood

At least one study has found that people with lower incomes pay more for their goods than higher income folk.

The poor are paying more and more for everyday purchases, a new study warns

All the payday loans and predatory lending places all tend to congregate in lower income neighborhoods...